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1575 Zutano Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 1575 Zutano Ln, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,332 sqft · built 2020
Lot Size2.3 acres (100,188 sqft)
OwnerCompany Name on File
Last Sale$179,000 (Aug 2018)
Tax Bill$7,686 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jun 2019 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN105-761-32-00

Property Details

APN / Parcel Number

Primary APN105-761-32-00

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,332 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area100,188 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1575 ZUTANO LN
CityFALLBROOK
StateCA
Zip92028-1145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 4 (EX ST) TR PM08771
Legal SubdivisionRIDGECREST ESTATES
Legal Tract8771
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group2
Census Block2024
Census Tract19001

Owner

Source: San Diego County records · APN 105-761-32-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1575 ZUTANO LN, FALLBROOK, CA 92028-1145
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 26, 2019Deed of Trust, Mortgage · Construction Mortgage
US BANK NA
Sep 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Aug 29, 2018Grant Deed, Transfer · ARM
US BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 2018 · Amount on Record
Deed SaleAug 29, 2018 · Amount on Record
Prior SaleSep 14, 2001 · Amount on Record
Deed Document Number2018355198
Prior Transfer DateNov 14, 2013
Prior Transfer Doc0000686892
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1575 ZUTANO LN, FALLBROOK, CA 92028-1145
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1575 ZUTANO LN, FALLBROOK, CA 92028-1145

Mortgage

Document Number0000036099
DateJan 19, 2021
Instrument2021-0036099
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1575 ZUTANO LN, FALLBROOK, CA 92028-1145
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTICOR TITLE SD COMMERCIAL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000250077
DateJun 26, 2019
Instrument2019-0250077
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1575 ZUTANO LN, FALLBROOK, CA 92028-1145
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1575 ZUTANO LN, FALLBROOK, CA 92028-1145

Mortgage

Document Number0000521748
DateSep 09, 2020
Instrument2020-0521748
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJul 01, 2050

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 29, 2018
Property Address1575 ZUTANO LN, FALLBROOK, CA 92028-1145
Document Number0000355198
Map ReferenceDOC79-227045
Instrument DateJul 31, 2018
Instrument2018-0355198
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressVACANT RESIDENTAL LOT, FALLBROOK, CA 92028

Mortgage

Document Number0000355199
DateAug 29, 2018
Instrument2018-0355199
Lender
NameUS BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 01, 2048
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateSep 01, 2021
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change7.62%
Index1-Year CMT
Max Rate11.6%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$732,137 (+2%) Land $248,005 Building $484,132
2025$7,686.00 (+5.35%) Homeowner's exemption$717,783 (+4.04%) Land $243,143 Building $474,640
2023$7,296.00 (-0.03%) Homeowner's exemption$689,912 Land $233,702 Building $456,210
2022$7,298.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskHigh
above 86% of the US · above 66% of California
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 78 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
San Diego Broadband
Fixed Wireless		500 / 100
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemFALLBROOK PUD
serves 35,237 people
Water SourcePurchased surface water from several systems
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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