1578 E Lower River Rd, Kamas, UT 84036 Property Records

Summit County property record for 1578 E Lower River Rd, Kamas, UT 84036

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,120 sqft · built 1999
Lot Size	7.13 acres (311,018 sqft)
Owner	Individual Name on Record
Tax Bill	$2,551 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WIN-3-AM`

Property Details

APN / Parcel Number

Primary APN	`WIN-3-AM`
Alternative APN	`0476329`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,120 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Lot Area	311,018 sqft (7.13 acres)

Location & Zoning

Account Number	0476329
Street Address	1578 E LOWER RIVER RD
City	KAMAS
State	UT
Zip	84036-9658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 WINTERTON SUBDIVISION AMENDED LOTS 3 & 4; ACCORDING TO THE OFFICIAL PLAT ON FILE IN THE SUMMIT COUNTY RECORDERS OFFICE
Legal Subdivision	WINTERTON SUBDIVISION
Legal Lot Number	3-4
Jurisdiction	SUMMIT UT
Township / Civil Division	KAMAS
Census Block Group	1
Census Block	1037
Census Tract	964201

Owner

Source: Summit County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1745 CLEAR RIVER FALLS LN, HENDERSON, NV 89012-3602
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 13, 2018	Quit Claim Deed, Transfer UTAH FIRST TITLE
Apr 13, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Apr 13, 2018
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT UT
Property Address	1578 E LOWER RIVER RD, KAMAS, UT 84036-9658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANGUARD TTL INSURNACE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001130840
Date	Apr 17, 2020
Book Page	2566/683
Instrument	1130840

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMMIT UT
Recording Date	Apr 13, 2018
Property Address	1578 E LOWER RIVER RD, KAMAS, UT 84036-9658
Document Number	0001089663
Book / Page	002457 / 001572
Instrument Date	Apr 12, 2018
Instrument	1089663
Transaction Type	Transfer
Record Updated	Apr 19, 2018
Title Company	UTAH FIRST TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1745 CLEAR RIVER FALLS LN HENDERSON NV 890123602, HENDERSON, NV 89012-3602

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT UT
Recording Date	Apr 13, 2018
Property Address	1578 E LOWER RIVER RD, KAMAS, UT 84036-9658
Document Number	2457/1554
Book / Page	2457 / 1554
Instrument Date	Apr 12, 2018
Instrument	01089661
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	UTAH FIRST TITLE INS AG

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1745 CLEAR RIVER FALLS LN, HENDERSON, NV 89012-3602

Mortgage

Document Number	01089662
Date	Apr 13, 2018
Instrument	01089662

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Summit County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Summit County
Unified School District	South Summit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,551.00	$457,435 (+4.7%) Land $133,246 Building $324,189	$946,095 (+4.09%) Land $356,660 Building $589,435
2024	$2,551.00 (+7.77%)	$436,916 (+0.02%) Land $122,167 Building $314,749	$908,931 (-) Land $336,660 Building $572,271
2023	$2,367.00 (+3.5%)	$436,811 (+18.54%) Land $122,062 Building $314,749	$908,931 (+19.09%) Land $336,660 Building $572,271
2022	$2,287.00	$368,492 Land $83,562 Building $284,930	$763,225 Land $245,170 Building $518,055

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 66% of Utah
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODLAND MUTUAL WATER CO private · serves 190 people · EPA ID UTAH22018
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Dec 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All West Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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