1575 Monterey Ct, Tracy, CA 95376 Property Records

San Joaquin County property record for 1575 Monterey Ct, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,840 sqft · built 1996
Lot Size	0.208 acres (9,038 sqft)
Owner	Company Name on Record
Last Sale	$189,000 (Mar 1996)
Tax Bill	$4,162 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242-120-460-000`

Property Details

APN / Parcel Number

Primary APN	`242-120-460-000`
Alternative APN	`242-120-46`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,840 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	9,038 sqft (0.208 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	242-120-46
Street Address	1575 MONTEREY CT
City	TRACY
State	CA
Zip	95376-8949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2202 LOT 134
Legal Subdivision	REGENCY SQUARE
Legal Tract	2202
Legal Block	3
Legal Lot Number	134
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3001
Census Tract	5208

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1575 MONTEREY CT, TRACY, CA 95376-8949
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING
Apr 29, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 1996 · Amount on Record
Deed Sale	Mar 1, 1996 · Amount on Record
Deed Document Number	199621634
Last Transfer Date	Mar 30, 2019
Transfer Doc	0000042517
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1575 MONTEREY CT, TRACY, CA 95376-8949
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1575 MONTEREY CT, TRACY, CA 95376-8949

Mortgage

Document Number	0000157130
Date	Sep 17, 2021
Instrument	2021-157130

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1575 MONTEREY CT, TRACY, CA 95376-8949
Document Number	0000166696
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	FINANCIAL TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1414 SEPHOS ST MANTECA CA 953378081, MANTECA, CA 95337-8081

Mortgage

Document Number	0000166696
Date	Dec 1, 2020
Instrument	166696

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 29, 2019
Property Address	1575 MONTEREY CT, TRACY, CA 95376-8949
Document Number	0000042517
Instrument Date	Mar 30, 2019
Instrument	42517
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1575 MONTEREY CT TRACY CA 953768949, TRACY, CA 95376-8949

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,162.00 (+0.07%)
2025	$4,159.00 (+10.11%) Homeowner's exemption	$351,560 (+4.04%) Land $91,361 Building $260,199
2023	$3,777.00 (+2.16%) Homeowner's exemption	$337,911 Land $87,814 Building $250,097	$620,730
2022	$3,697.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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