1520 Monterey Ct, Tracy, CA 95376 Property Records

San Joaquin County property record for 1520 Monterey Ct, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,684 sqft · built 1996
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on File
Last Sale$419,000 (Jan 2015)
Tax Bill$5,984 (2026)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN242-120-420-000

Property Details

APN / Parcel Number

Primary APN242-120-420-000
Alternative APN
  • 242-120-42

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,684 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleL-Shape
Construction TypeWood
Lot Area4,792 sqft (0.11 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number242-120-42
Street Address1520 MONTEREY CT
CityTRACY
StateCA
Zip95376-8948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 2202 LOT 130
Legal SubdivisionREGENCY SQUARE
Legal Tract2202
Legal Block3
Legal Lot Number130
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group3
Census Block3001
Census Tract5208

Owner

1520 Monterey Ct is owned and occupied by two individuals who bought it in January 2015.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1520 MONTEREY CT, TRACY, CA 95376-8948
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2015 · Amount on File
Deed SaleJan 23, 2015 · Amount on File
Prior SaleMay 23, 1996 · Amount on File
Deed Document Number20158360
Prior Transfer DateSep 16, 2011
Prior Transfer Doc0000113076
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1520 MONTEREY CT, TRACY, CA 95376-8948
Transaction TypeMortgage
Record UpdatedJun 8, 2022
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1520 MONTEREY CT, TRACY, CA 95376-8948

Mortgage

Document Number0000068292
DateMay 31, 2022
Instrument2022-068292
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1520 Monterey Ct was $5,984, up % from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,984.00 (+0.02%)
2025$5,983.00$503,564 Land $176,246 Building $327,318
2023$5,433.00 (+2.09%)$484,011 Land $169,403 Building $314,608$756,360
2022$5,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1520 Monterey Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1520 Monterey Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Monterey Ct

Nearby Streets

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