San Joaquin County property record for 1550 Monterey Ct, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,056 sqft · built 1996 |
| Lot Size | 0.133 acres (5,788 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Oct 2010) |
| Tax Bill | $3,949 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 242-120-440-000 |
| Primary APN | 242-120-440-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,056 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,788 sqft (0.133 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 242-120-44 |
|---|---|
| Street Address | 1550 MONTEREY CT |
| City | TRACY |
| State | CA |
| Zip | 95376-8948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 90-FM PT 242-040-03 |
| Legal Subdivision | REGENCY SQUARE |
| Legal Tract | 2202 |
| Legal Block | 3 |
| Legal Lot Number | 132 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 5208 |
1550 Monterey Ct is owned and occupied by two individuals who acquired it in September 2021.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1550 MONTEREY CT, TRACY, CA 95376-8948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HOMETOWN EQUITY MORTGAGE |
| May 31, 2017 | Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2010 · Amount on File |
| Deed Sale | Oct 1, 2010 · Amount on File |
| Prior Sale | Aug 4, 2010 · Amount on File |
| Deed Document Number | 2010129252 |
| Last Transfer Date | Sep 21, 2021 |
| Transfer Doc | 0000162936 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 28, 2021 |
| Property Address | 1550 MONTEREY CT, TRACY, CA 95376-8948 |
| Document Number | 0000162936 |
| Map Reference | VOL 30 PG 22 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 2021-162936 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1550 MONTEREY CT, TRACY, CA 95376-8948 |
| Document Number | 0000162937 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021-162937 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1550 MONTEREY CT, TRACY, CA 95376-8948 |
| Document Number | 0000069756 |
| Instrument Date | May 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 1550 MONTGOMERY CT TRACY CA 95376, TRACY, CA 95376 |
| Document Number | 0000069756 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 69756 |
| Name | WELLS FARGO BK |
|---|---|
| Address | FORT MILL, SC 29715 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 19, 2047 |
| Rate | 4.25% |
|---|
The 2026 property tax bill for 1550 Monterey Ct was $3,949 with a homeowner's exemption, up 0.1% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,949.00 (+0.08%) | ||
| 2025 | $3,946.00 Homeowner's exemption | $333,095 Land $83,271 Building $249,824 | |
| 2023 | $3,583.00 (+2.17%) Homeowner's exemption | $320,163 Land $80,039 Building $240,124 | $655,650 |
| 2022 | $3,507.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1550 Monterey Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1550 Monterey Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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