1525 Monterey Ct, Tracy, CA 95376 Property Records

San Joaquin County property record for 1525 Monterey Ct, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,684 sqft · built 1996
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$544,000 (Jun 2020)
Tax Bill	$7,030 (2026)
Deeds & Mortgages	Jun 2020 Transfer Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`242-120-490-000`

Property Details

APN / Parcel Number

Primary APN	`242-120-490-000`
Alternative APN	`242-120-49`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,684 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,227 sqft (0.12 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	242-120-49
Street Address	1525 MONTEREY CT
City	TRACY
State	CA
Zip	95376-8949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	90-FM PT 242-040-03
Legal Subdivision	REGENCY SQUARE
Legal Tract	2202
Legal Block	3
Legal Lot Number	137
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3001
Census Tract	5208

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1525 MONTEREY CT, TRACY, CA 95376-8949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Jun 30, 2020	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	Apr 20, 2007 · Amount on Record
Deed Document Number	202077043
Prior Transfer Date	Jun 24, 2020
Prior Transfer Doc	0000077042
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 30, 2020
Property Address	1525 MONTEREY CT, TRACY, CA 95376-8949
Document Number	0000077042
Instrument Date	Jun 24, 2020
Instrument	77042
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1525 MONTEREY CT TRACY CA 953768949, TRACY, CA 95376-8949

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 30, 2020
Property Address	1525 MONTEREY CT, TRACY, CA 95376-8949
Document Number	0000077043
Map Reference	VOL 30 PG 22
Instrument Date	Jun 18, 2020
Instrument	2020-077043
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 MONTEREY CT, TRACY, CA 95376-8949

Mortgage

Document Number	0000077044
Date	Jun 30, 2020
Instrument	2020-077044

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,030.00
2025	$7,030.00 (+10.15%)	$594,665 (+4.04%) Land $131,235 Building $463,430
2023	$6,382.00 (+2.1%)	$571,576 Land $126,140 Building $445,436	$711,450
2022	$6,251.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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