Okaloosa County property record for 1575 Lena St, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,040 sqft · built 2013 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual on Record |
| Last Sale | $450,000 (Jun 2025) |
| Tax Bill | $117 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-038-8474-8 |
| Primary APN | C56-001-038-8474-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,040 sqft Heated Area |
| Gross Area | 3,988 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1575 LENA ST |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-8482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOSSY OAKS PLANTATION PH I LOT 14 BLK A |
| Legal Subdivision | MOSSY OAKS PLANTATION PH I |
| Legal Phase | 1 |
| Legal Block | A |
| Legal Lot Number | 14 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 20102 |
Source: Okaloosa County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1575 LENA ST, BAKER, FL 32531-8482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2025 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Sep 29, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2025 · Amount on Record |
| Deed Sale | Jun 18, 2025 · Amount on Record |
| Prior Sale | Mar 25, 2020 · Amount on Record |
| Deed Document Number | 3760077 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 18, 2025 |
| Property Address | 1575 LENA ST, BAKER, FL 32531-8482 |
| Document Number | 0003760077 |
| Map Reference | MB 25 PG 50 |
| Instrument Date | Jun 16, 2025 |
| Instrument | 3760077 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 328 NORTHLAKE DR, MERIDIANVILLE, AL 35759-2337 |
| Name | Verified Name |
|---|---|
| Address | 1575 LENA ST, BAKER, FL 32531-8482 |
| Document Number | 0003760078 |
|---|---|
| Date | Jun 18, 2025 |
| Instrument | 3760078 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1575 LENA ST, BAKER, FL 32531-8482 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0035764640 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 3576/4640 |
| Instrument | 3492601 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $117.00 (+13.59%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $390,829 (-4.72%) Land $30,373 Building $360,456 | $390,829 (-4.72%) Land $30,373 Building $360,456 |
| 2023 | $103.00 (-97.12%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $410,184 (+6.63%) Land $25,805 Building $384,379 | $410,184 (+6.63%) Land $25,805 Building $384,379 |
| 2022 | $3,573.00 | $384,691 Land $24,117 Building $360,574 | $384,691 Land $24,117 Building $360,574 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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