1579 Lena St, Baker, FL 32531 Property Records

Okaloosa County property record for 1579 Lena St, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,978 sqft · built 2014
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$464,900 (Aug 2022)
Tax Bill$3,502 (2025)
Deeds & MortgagesApr 2026 Mortgage
Aug 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APNC56-001-038-8476-3

Property Details

APN / Parcel Number

Primary APNC56-001-038-8476-3
Alternative APNs
  • 17-3N-24-1000-000A-0160
  • 24N3171000000A0160

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,978 sqft Living Area
Gross Area3,980 sqft
1st Floor Area2,978 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area21,780 sqft (0.5 acres)
Garage TypeAttached
Garage Area693 sqft
PorchFinished/Open Porch
Porch Area69 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1579 LENA ST
CityBAKER
StateFL
Zip32531-8482
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOSSY OAKS PLANTATION PH I LOT 16 BLK A
Legal Range24W
Legal Township03N
Legal Section17
Legal SubdivisionMOSSY OAKS PLANTATION
Legal Phase1
Legal BlockA
Legal Lot Number16
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2040
Census Tract20102

Owner

Source: Okaloosa County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1579 LENA ST, BAKER, FL 32531-8482
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
WRIGHT PATMAN CONGRESSIONAL FC
Aug 9, 2022Warranty Deed, Transfer
OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC
Feb 23, 2021Deed of Trust, Mortgage · VA Mortgage
PEN AIR FEDERAL CU
May 25, 2017Warranty Deed, Transfer · VA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2022 · Amount on Record
Deed SaleAug 9, 2022 · Amount on Record
Prior SaleMay 25, 2017 · Amount on Record
Deed Document Number20223570225
Deed Book / Page3636 / 4153
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Recording DateApr 21, 2026
Property Address1579 LENA ST, BAKER, FL 32531-8482
Document Number0003811749
Instrument DateApr 10, 2026
Instrument20263811749
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1579 LENA ST, BAKER, FL 32531-8482

Mortgage

Document Number0003811749,
DateApr 21, 2026
Instrument20263811749
Lender
NameWRIGHT PATMAN CONGRESSIONAL FC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2041
Interest
Rate TypeFixed Rate
Rate5.5%
Initial TypeFixed Rate
Max Rate-1%

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 9, 2022
Property Address1579 LENA ST, BAKER, FL 32531-8482
Document Number0036364153
Book / Page3636 / 4153
Map ReferenceMB 25 PG 50
Instrument DateAug 5, 2022
Instrument3570225
Transaction TypeTransfer
Record UpdatedAug 30, 2022
Title CompanyOLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

AmountAmount Recorded
Tax$3,254.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5198 RAY ST, 5198, BAKER, FL 32531-9305

Transferred To (Grantee/Buyer)

NameVerified Name
Address1579 LENA ST, BAKER, FL 32531-8482

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1579 LENA ST, BAKER, FL 32531-8482
Transaction TypeMortgage
Record UpdatedMar 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1579 LENA ST, BAKER, FL 32531-8482

Mortgage

Document Number0035272933
DateFeb 23, 2021
Book Page3527/2933
Instrument3432392
Lender
NamePEN AIR FEDERAL CU
TypeCredit Union
AddressPENSACOLA, FL 32504
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 25, 2017
Property Address1579 LENA ST, BAKER, FL 32531-8482
Document Number0033010696
Book / Page003301 / 000696
Instrument DateMay 19, 2017
Instrument3137291
Transaction TypeTransfer
Record UpdatedAug 2, 2017
Title CompanySURETY LAND TITLE/FL LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,883.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6218 LAPIS LN CRESTVIEW FL 325395425, CRESTVIEW, FL 32539-5425

Mortgage

Document Number33010697
DateMay 25, 2017
Book Page003301/000697
Instrument3137292
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 24, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,502.00 (-5.83%) Homeowner's exemption$391,815 (-4.72%) Land $30,373 Building $361,442$391,815 (-4.72%) Land $30,373 Building $361,442
2023$3,719.00 (+72.02%) Homeowner's exemption$411,212 (+66.35%) Land $25,805 Building $385,407$411,212 (+9.52%) Land $25,805 Building $385,407
2022$2,162.00 Homeowner's exemption$247,190$375,477 Land $24,117 Building $351,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLIGAN WATER SYSTEM, INC.
private · serves 2,450 people · EPA ID FL1460472
Water SourceGroundwater
Last State InspectionJan 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Starlink
Satellite
280 / 30

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