1572 Lena St, Baker, FL 32531 Property Records

Okaloosa County property record for 1572 Lena St, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,269 sqft · built 2012
Lot Size0.501 acres (21,808 sqft)
Owner2 Individual Names on Record
Last Sale$409,000 (Aug 2024)
Tax Bill$117 (2025)
Deeds & MortgagesMay 2020 Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-001-038-8504-2

Property Details

APN / Parcel Number

Primary APNC56-001-038-8504-2
Alternative APNs
  • 17-3N-24-1000-000B-0200
  • 24N3171000000B0200

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,269 sqft Living Area
Gross Area2,946 sqft
1st Floor Area2,269 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area21,808 sqft (0.501 acres)
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch
Porch Area236 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1572 LENA ST
CityBAKER
StateFL
Zip32531-8480
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOSSY OAKS PLANTATION PH I LOT 20 BLK B
Legal Range24W
Legal Township03N
Legal Section17
Legal SubdivisionMOSSY OAKS PLANTATION
Legal Phase1
Legal BlockB
Legal Lot Number20
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2043
Census Tract20102

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1572 LENA ST, BAKER, FL 32531-8480
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 25, 2020Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LNDG
May 25, 2020Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LNDG
Aug 15, 2019Warranty Deed, Transfer · VA Mortgage
SYNOVUS MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2024 · Amount on Record
Deed SaleAug 26, 2024 · Amount on Record
Prior SaleAug 15, 2019 · Amount on Record
Deed Document Number20243707315
Prior Transfer DateAug 1, 2019
Prior Transfer Doc0034141144
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1572 LENA ST, BAKER, FL 32531-8480
Document Number0034670979
Instrument DateMay 25, 2020
Transaction TypeMortgage
Record UpdatedAug 6, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1572 LENA ST BAKER FL 325318480, BAKER, FL 32531-8480

Mortgage

Document Number0034670979
DateJun 8, 2020
Book Page003467/000979
Instrument3363736
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 7, 2050

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1572 LENA ST, BAKER, FL 32531-8480
Document Number0034681231
Instrument DateMay 25, 2020
Transaction TypeMortgage
Record UpdatedAug 6, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1572 LENA ST BAKER FL 325318480, BAKER, FL 32531-8480

Mortgage

Document Number0034681231
DateJun 11, 2020
Book Page003468/001231
Instrument3364907
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 10, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 15, 2019
Property Address1572 LENA ST, BAKER, FL 32531-8480
Document Number0034141144
Book / Page3414 / 1144
Map ReferenceMB 2 PG 50
Instrument DateAug 1, 2019
Instrument3298341
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,666.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1572 LENA ST, 1572, BAKER, FL 32531-8480

Transferred To (Grantee/Buyer)

NameVerified Name
Address1572 LENA ST, BAKER, FL 32531-8480

Mortgage

Document Number0034141146
DateAug 15, 2019
Instrument3414-1146
Lender
NameSYNOVUS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$117.00 (-93.81%)$302,574 (+36.78%) Land $30,373 Building $272,201$302,574 (-4.26%) Land $30,373 Building $272,201
2023$1,889.00 (+2.27%) Homeowner's exemption$221,214 (+3%)$316,024 (+6.63%) Land $25,805 Building $290,219
2022$1,847.00 Homeowner's exemption$214,771$296,386 Land $24,117 Building $272,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLIGAN WATER SYSTEM, INC.
private · serves 2,450 people · EPA ID FL1460472
Water SourceGroundwater
Last State InspectionJan 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Starlink
Satellite
280 / 30

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