1573 Lena St, Baker, FL 32531 Property Records

Okaloosa County property record for 1573 Lena St, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,894 sqft · built 2013
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Aug 2026)
Tax Bill	$2,349 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-001-038-8473-0`

Property Details

APN / Parcel Number

Primary APN	`C56-001-038-8473-0`
Alternative APNs	`17-3N-24-1000-000A-0130` `24N3171000000A0130`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,894 sqft Living Area
Gross Area	3,754 sqft
1st Floor Area	2,894 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	692 sqft
Porch	Finished/Open Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1573 LENA ST
City	BAKER
State	FL
Zip	32531-8482
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOSSY OAKS PLANTATION PH I LOT 13 BLK A
Legal Range	24W
Legal Township	03N
Legal Section	17
Legal Subdivision	MOSSY OAKS PLANTATION
Legal Phase	1
Legal Block	A
Legal Lot Number	13
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2040
Census Tract	20102

Owner

1573 Lena St is owned and occupied by two individuals who bought it in August 2026.

Source: Okaloosa County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1573 LENA ST, BAKER, FL 32531-8482
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on File
Deed Sale	Aug 4, 2026 · Amount on File
Prior Sale	Sep 20, 2013 · Amount on File
Deed Document Number	20263831073
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 4, 2026
Property Address	1573 LENA ST, BAKER, FL 32531-8482
Document Number	0003831073
Instrument Date	Jul 31, 2026
Instrument	20263831073
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	ROBERTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1573 LENA ST, BAKER, FL 32531-8482

Mortgage

Document Number	0003831074,
Date	Aug 4, 2026
Instrument	20263831074

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1573 Lena St was $2,349 with exemptions applied.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,349.00 Homeowner's exemption Veteran's exemption	$275,678	$398,257 Land $30,373 Building $367,884
2023	$2,215.00 (+3.22%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$260,106 (+3.82%)	$415,729 (+6.86%) Land $25,805 Building $389,924
2022	$2,146.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$250,538	$389,040 Land $24,117 Building $364,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1573 Lena St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1573 Lena St is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30