San Luis Obispo County property record for 1575 21st St, Oceano, CA 93445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,449 sqft · built 2015 |
| Lot Size | 0.068 acres (3,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $535,000 (Mar 2021) |
| Tax Bill | $6,111 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Mar 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-065-040 |
| Primary APN | 062-065-040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,449 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Construction Type | Wood |
| Lot Area | 3,000 sqft (0.068 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1575 21ST ST |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PM 78/29-31 PAR 4 |
| Legal Subdivision | PARCEL MAP CO 5-0284 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 12202 |
1575 21st St is owned and occupied by an individual who bought it in March 2021.
Source: San Luis Obispo County records, as of September 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1575 21ST ST, OCEANO, CA 93445-9206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2022 | Deed of Trust, Mortgage · Line of Credit COASTHILLS CU |
| Mar 9, 2021 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Mar 9, 2021 | Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Oct 19, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 13, 2020 | Grant Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2021 · Amount on File |
| Deed Sale | Mar 9, 2021 · Amount on File |
| Prior Sale | Mar 9, 2021 · Amount on File |
| Deed Document Number | 2021017997 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1575 21ST ST, OCEANO, CA 93445-9206 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1575 21ST ST, OCEANO, CA 93445-9206 |
| Document Number | 0000015348 |
|---|---|
| Date | Apr 7, 2022 |
| Instrument | 2022015348 |
| Name | COASTHILLS CU |
|---|---|
| Type | Credit Union |
| Address | SANTA MARIA, CA 93454 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 9, 2021 |
| Property Address | 1575 21ST ST, OCEANO, CA 93445-9206 |
| Document Number | 0000017998 |
| Map Reference | MB 78 PG 29-31 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 2021017998 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1575 21ST ST, OCEANO, CA 93445-9206 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 9, 2021 |
| Property Address | 1575 21ST ST, OCEANO, CA 93445-9206 |
| Document Number | 0000017997 |
| Map Reference | MB 78 PG 29-91 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 2021017997 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1575 21ST ST, OCEANO, CA 93445-9206 |
| Document Number | 0000017999 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 2021017999 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 19, 2020 |
| Property Address | 1575 21ST ST, OCEANO, CA 93445-9206 |
| Document Number | 0000058446 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 58446 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1575 21ST ST OCEANO CA 934459206, OCEANO, CA 93445-9206 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 13, 2020 |
| Property Address | 1575 21ST ST, OCEANO, CA 93445-9206 |
| Document Number | 0000023151 |
| Map Reference | MB 78 PG 29-31 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 2020023151 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1575 21ST ST, OCEANO, CA 93445-9206 |
| Document Number | 0000023152 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 2020023152 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 1575 21st St was $6,111 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,111.00 Homeowner's exemption | $579,099 Land $319,317 Building $259,782 |
| 2023 | $5,847.00 (+1.56%) Homeowner's exemption | $556,614 Land $306,918 Building $249,696 |
| 2022 | $5,757.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1575 21st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1575 21st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.
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