1472 21st St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1472 21st St, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,312 sqft · built 1939
Lot Size0.111 acres (4,850 sqft)
Owner2 Individual Names on File
Tax Bill$1,193 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN062-061-009

Property Details

APN / Parcel Number

Primary APN062-061-009

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,312 sqft Living Area

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Construction TypeWood
Lot Area4,850 sqft (0.111 acres)

Location & Zoning

Street Address1472 21ST ST
CityOCEANO
StateCA
Zip93445-9203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHEELER SB BL 3 LT 2
Legal SubdivisionWHEELERS
Legal Block3
Legal Lot Number2
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group1
Census Block1008
Census Tract12201

Owner

1472 21st St is owned and occupied by two individuals who acquired it in May 2005.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address1472 21ST ST, OCEANO, CA 93445-9203
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jul 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
SIANI GLENDA K LIVING TR (PT)

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 20, 2005
Transfer Doc0000044394
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1472 21ST ST, OCEANO, CA 93445-9203
Transaction TypeMortgage
Record UpdatedMar 22, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address147 ST ST, OCEANO, CA 93445

Mortgage

Document Number0000019224
DateMar 12, 2021
Instrument2021019224
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueDec 1, 2050

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1472 21ST ST, OCEANO, CA 93445-9203
Document Number0000031331
Instrument DateJul 10, 2017
Transaction TypeMortgage
Record UpdatedJul 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1472 21ST ST OCEANO CA 934459203, OCEANO, CA 93445-9203

Mortgage

Document Number0000031331
DateJul 18, 2017
Instrument31331
Lender
NameSIANI GLENDA K LIVING TR (PT)
Address895 CHARLES ST, GROVER BEACH, CA 93433-1313
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1472 21st St was $1,193.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$82,422 (+2%) Land $27,463 Building $54,959
2025$1,193.00$80,807 Land $26,925 Building $53,882
2023$1,059.00 (+1.24%) Homeowner's exemption$77,672 Land $25,881 Building $51,791
2022$1,046.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1472 21st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1472 21st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

Nearby Properties on 21st St

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