San Luis Obispo County property record for 1599 21st St, Oceano, CA 93445
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 868 sqft · built 1964 |
| Lot Size | 0.119 acres (5,217 sqft) |
| Owner | Individual Name on File |
| Last Sale | $664,000 (Jul 2025) |
| Tax Bill | $6,832 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-065-037 |
| Primary APN | 062-065-037 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 868 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Construction Type | Wood |
| Lot Area | 5,217 sqft (0.119 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 1599 21ST ST |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF |
| Legal Description | PM 78/29-31 PAR 1 |
| Legal Subdivision | MINNICHS ADD |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 12202 |
1599 21st St is owned and occupied by an individual who bought it in July 2025.
Source: San Luis Obispo County records, as of September 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1599 21ST ST, OCEANO, CA 93445-9206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2022 | Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| May 10, 2019 | Deed of Trust, Mortgage · ARM SESLOC FCU |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COASTAL FUNDING SLC INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2025 · Amount on File |
| Deed Sale | Jul 24, 2025 · Amount on File |
| Prior Sale | Sep 21, 2022 · Amount on File |
| Deed Document Number | 2025021436 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 21, 2022 |
| Property Address | 1599 21ST ST, OCEANO, CA 93445-9206 |
| Document Number | 0000037405 |
| Map Reference | MB 78 PG 29-31 |
| Instrument Date | Sep 6, 2022 |
| Instrument | 2022037405 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1599 21ST ST, OCEANO, CA 93445-9206 |
| Document Number | 0000037406 |
|---|---|
| Date | Sep 21, 2022 |
| Instrument | 2022037406 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1599 21ST ST, OCEANO, CA 93445-9206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000017298 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 2019017298 |
| Name | SESLOC FCU |
|---|---|
| Type | Credit Union |
| Address | SAN LUIS OBISPO, CA 93401 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 6.5% |
| Index | 11th District COF |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1599 21ST ST, OCEANO, CA 93445-9206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1599 21ST ST, OCEANO, CA 93445-9206 |
| Document Number | 0000066099 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 2020066099 |
| Name | COASTAL FUNDING SLC INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN LUIS OBISPO, CA 93401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 1599 21st St was $6,832.
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,832.00 | $608,634 Land $364,140 Building $244,494 |
| 2023 | $6,531.00 (+57.22%) | $585,000 Land $350,000 Building $235,000 |
| 2022 | $4,154.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1599 21st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1599 21st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.
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