15526 296th St E, Graham, WA 98338 Property Records

Pierce County property record for 15526 296th St E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,776 sqft · built 2008
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jan 2020)
Tax Bill	$3,465 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`488510-0-211`

Property Details

APN / Parcel Number

Primary APN	`488510-0-211`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,776 sqft Living Area
Gross Area	3,004 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.276 acres)

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Deck Area	228 sqft
Patio Area	228 sqft
Storage Building	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	15526 296TH ST E
City	GRAHAM
State	WA
Zip	98338-9040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSR
Legal Description	SECTION 06 TOWNSHIP 17 RANGE 05 QUARTER 31 KAPOWSIN 1ST ADD L 25 THRU 27 B 5 APPROVED DIV BY P CO PLANNING 11/17/04 OUT OF 021-0 SEG 2005-1424 JU 4/6/05JU
Legal Range	05
Legal Township	17
Legal Section	06
Legal Subdivision	KAPOWSIN 1ST ADD
Legal Block	5
Legal Lot Number	25-27
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2050
Census Tract	73119

Owner

15526 296th St E is owned and occupied by two individuals who bought it in January 2020.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15526 296TH ST E, GRAHAM, WA 98338-9040
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 21, 2018	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK
Sep 20, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Jan 9, 2020	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2020 · Amount on File
Deed Sale	Jan 9, 2020 · Amount on File
Prior Sale	Jul 11, 2011
Deed Document Number	202090656
Prior Transfer Date	Sep 13, 2010
Prior Transfer Doc	0000000597
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	15526 296TH ST E, GRAHAM, WA 98338-9040
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15526 296TH ST E, GRAHAM, WA 98338-9040

Mortgage

Document Number	0008170099
Date	Aug 17, 2023
Instrument	202308170099

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Apr 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	15526 296TH ST E, GRAHAM, WA 98338-9040
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	PRESCOTT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009210611
Date	Sep 21, 2018
Instrument	201809210611

Lender

Name	HERITAGE BANK
Type	Bank
Address	OLYMPIA, WA 98507

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	15526 296TH ST E, GRAHAM, WA 98338-9040
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15526 296TH ST E, GRAHAM, WA 98338-9040

Mortgage

Document Number	0009200265
Date	Sep 20, 2021
Instrument	202109200265

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Apr 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 9, 2020
Property Address	15526 296TH ST E, GRAHAM, WA 98338-9040
Document Number	0001090656
Map Reference	MB 7 PG 114
Instrument Date	Jan 3, 2020
Instrument	202001090656
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,840.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15526 296TH ST E, GRAHAM, WA 98338-9040

Mortgage

Document Number	0001090657
Date	Jan 9, 2020
Instrument	202001090657

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Mortgage

Document Number	0001090658
Date	Jan 9, 2020
Instrument	202001090658

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 15526 296th St E was $3,465, up 3.2% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,465.00 (+3.22%)	$268,800 Land $44,400 Building $224,400	$268,800 Land $44,400 Building $224,400
2025	$3,357.00 (-45.82%)
2024	$6,196.00 (+8.68%)	$533,900 (+6.06%) Land $119,900 Building $414,000	$533,900 (+6.06%) Land $119,900 Building $414,000
2023	$5,701.00	$503,400 Land $119,900 Building $383,500	$503,400 Land $119,900 Building $383,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15526 296th St E in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1986–2026)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2026 · other causes
Claims by Event	Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15526 296th St E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAPOWSIN WATER DISTRICT serves 70 people · EPA ID WA5337750
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb
Copper	1.47 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on 296th St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures