157 Split Oak Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 157 Split Oak Rd, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2016
Square Footage2,354 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
OccupancyOwner Occupied
Last Sale$309,990 (2016)
Tax Bill$6,485.00 (2025)

Property Details

APN / Parcel Number

Primary APN029011-0310

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Building Area2,354 sqft Living Area
Gross Area2,934 sqft Gross Area
1st Floor2,354 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,276 sqft (0.19 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area580 sqft Garage
Patio Area45 sqft Patio
Porch Area234 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address157 SPLIT OAK RD
CitySAINT AUGUSTINE
StateFL
Zip32092-5446
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description73/4-27 WHISPER CREEK PHASE 1 UNITS A AND B LOT 31 OR4208/1397
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 1 UNITS A AND B
Legal Phase1
Legal Block1
Legal Lot Number31
Legal UnitA
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup4
Census Block4021
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-0310

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address157 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5446
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 17, 2016 · Amount on Record
Deed SaleJun 17, 2016 · Amount on Record
Prior SaleJun 01, 2016 · Amount on Record
Deed Doc Number201638153
Deed Book / Page4208 / 1397
Record RefreshedJun 08, 2026

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address157 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5446
Document Number0046091105
Instrument DateApr 23, 2018
Transaction TypeMortgage
Record UpdatedSep 19, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address157 SPLIT OAK RD ST AUGUSTINE FL 320925446, ST AUGUSTINE, FL 32092-5446

Mortgage

Document Number0046091105
DateSep 07, 2018
Book Page004609/001105
Instrument65387
Lender
NamePINGORA LOAN SVCNG
TypeFunding / Finance Company
AddressFLINT, MI 48501-2026
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 06, 2048
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$305,037 (+2.7%)$432,397 (+5.47%) Land $100,000 Building $332,397
2025$6,485.00 (+7.08%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$297,018 (+5.99%)$409,977 (+9.68%) Land $100,000 Building $309,977
2024$6,056.00 (+1.36%)
2023$5,975.00 (+1.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$280,240 (+3%)$373,788 (+4.38%) Land $84,000 Building $289,788
2022$5,878.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$272,078$358,113 Land $84,000 Building $274,113

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,639 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Split Oak Rd

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