121 Split Oak Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 121 Split Oak Rd, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2016
Square Footage2,378 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
OccupancyOwner Occupied
Last Sale$314,545 (2016)
Tax Bill$6,252.00 (2025)

Property Details

APN / Parcel Number

Primary APN029011-0280

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Building Area2,378 sqft Living Area
Gross Area3,144 sqft Gross Area
1st Floor2,378 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,276 sqft (0.19 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area571 sqft Garage
Patio Area261 sqft Patio
Porch Area219 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address121 SPLIT OAK RD
CitySAINT AUGUSTINE
StateFL
Zip32092-5446
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description73/4-27 WHISPER CREEK PHASE 1 UNITS A AND B LOT 28 OR4136/1722
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 1 UNITS A AND B
Legal Phase1
Legal Block1
Legal Lot Number28
Legal UnitA
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup4
Census Block4021
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-0280

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address121 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5446
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 14, 2016 · Amount on Record
Deed SaleJan 14, 2016 · Amount on Record
Deed Doc Number20162525
Deed Book / Page4136 / 1722
Record RefreshedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address121 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5446
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 SPLIT OAK RD, ST AUGUSTINE, FL 32092-5446

Mortgage

Document Number0056111542
DateAug 05, 2022
Book Page5611/1542
Instrument2022076254
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term874 Months
DueJun 11, 2095
Interest
Rate TypeAdjustable Rate
Rate5.63%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateOct 01, 2022
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Index1-Year CMT
Max Rate10.6%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$308,135 (+2.7%)$440,639 (+5.51%) Land $100,000 Building $340,639
2025$6,252.00 (+7.59%) Homeowner's exemption Senior Citizen's exemption$300,034 (+2.9%)$417,622 (-0.71%) Land $100,000 Building $317,622
2024$5,811.00 (+1.41%) Homeowner's exemption Senior Citizen's exemption$291,578 (+3%)$420,592 (+10.42%) Land $100,000 Building $320,592
2023$5,730.00 (+1.72%) Homeowner's exemption Senior Citizen's exemption$283,085 (+3%)$380,897 (+5.27%) Land $84,000 Building $296,897
2022$5,633.00 Homeowner's exemption Senior Citizen's exemption$274,840$361,821 Land $84,000 Building $277,821

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,639 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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