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169 Split Oak Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 169 Split Oak Rd, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2016
Square Footage3,597 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
OccupancyOwner Occupied
Last Sale$384,990 (2016)
Tax Bill$3,074.00 (2025)

Property Details

APN / Parcel Number

Primary APN029011-0320

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures17 Plumbing Fixtures
Building Area3,597 sqft Living Area
Gross Area4,375 sqft Gross Area
1st Floor1,587 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,276 sqft (0.19 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area658 sqft Garage
Porch Area269 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address169 SPLIT OAK RD
CitySAINT AUGUSTINE
StateFL
Zip32092-5446
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description73/4-27 WHISPER CREEK PHASE 1 UNITS A AND B LOT 32 OR4286/201
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 1 UNITS A AND B
Legal Phase1
Legal Block1
Legal Lot Number32
Legal UnitA
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup4
Census Block4021
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-0320

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address169 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5446
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
NAVY FCU
Oct 30, 2020Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
WELLS FARGO BK
Nov 22, 2019Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Mar 06, 2018Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
WFB NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2016 · Amount on Record
Deed SaleNov 15, 2016 · Amount on Record
Prior SaleFeb 09, 2016 · Amount on Record
Deed Doc Number201674594
Deed Book / Page4286 / 201
Record RefreshedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address169 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5446
Transaction TypeMortgage
Record UpdatedAug 02, 2022
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address169 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5446

Mortgage

Document Number0053660001
DateSep 10, 2021
Book Page5366/1
Instrument2021099885
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address169 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5446
Document Number0051461661
Instrument DateOct 30, 2020
Transaction TypeMortgage
Record UpdatedJan 20, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address169 SPLIT OAK RD ST AUGUSTINE FL 320925446, ST AUGUSTINE, FL 32092-5446

Mortgage

Document Number0051461661
DateJan 08, 2021
Book Page005146/001661
Instrument2492
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term324 Months
DueJan 07, 2048
Interest
Rate3.25%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address169 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5446
Document Number0048431270
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedDec 17, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address169 SPLIT OAK RD ST AUGUSTINE FL 320925446, ST AUGUSTINE, FL 32092-5446

Mortgage

Document Number0048431270
DateDec 05, 2019
Book Page004843/001270
Instrument91006
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueDec 04, 2059
Interest
Rate TypeAdjustable Rate

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address169 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5446
Document Number0045281079
Instrument DateMar 06, 2018
Transaction TypeMortgage
Record UpdatedApr 18, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address169 SPLIT OAK RD ST AUGUSTINE FL 320925446, ST AUGUSTINE, FL 32092-5446

Mortgage

Document Number0045281079
DateApr 09, 2018
Book Page004528/001079
Instrument23410
Lender
NameWFB NA
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 08, 2048
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$487,911 (+2.7%)$597,708 (+1.61%) Land $100,000 Building $497,708
2025$3,074.00 (+2.67%) Disabled Person's exemption Veteran's exemption$475,084 (+5.99%)$588,214 (+2.68%) Land $100,000 Building $488,214
2024$2,994.00 (-63.07%)
2023$8,108.00 (+17.69%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$448,248 (+27.69%)$572,879 (+24.32%) Land $84,000 Building $488,879
2022$6,889.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$351,055$460,804 Land $84,000 Building $376,804

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,639 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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