St. Johns County property record for 162 Split Oak Rd, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,800 sqft Living Area |
| Lot Size | 10,018 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $368,000 (2019) |
| Tax Bill | $7,330.00 (2025) |
| Primary APN | 029011-0110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Building Area | 2,800 sqft Living Area |
| Gross Area | 3,680 sqft Gross Area |
| 1st Floor | 2,800 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,018 sqft (0.23 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 614 sqft Garage |
| Patio Area | 60 sqft Patio |
| Porch Area | 251 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 162 SPLIT OAK RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-5444 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 73/4-27 WHISPER CREEK PHASE 1 UNITS A AND B LOT 11 OR4781/1559 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | WHISPER CREEK PHASE 1 UNITS A AND B |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Legal Unit | A |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 4 |
| Census Block | 4019 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 029011-0110
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 162 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5444 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Aug 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage ONETRUST HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 2019 · Amount on Record |
| Deed Sale | Aug 20, 2019 · Amount on Record |
| Prior Sale | Jun 28, 2016 · Amount on Record |
| Deed Doc Number | 201961675 |
| Deed Book / Page | 4781 / 1559 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 162 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5444 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 162 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5444 |
| Investor | Possibly a Property Investor |
| Document Number | 0055191623 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 5519/1623 |
| Instrument | 2022029677 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 20, 2019 |
| Property Address | 162 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5444 |
| Document Number | 0047811559 |
| Book / Page | 004781 / 001559 |
| Instrument Date | Aug 05, 2019 |
| Instrument | 61675 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2019 |
| Title Company | WATSON TITLE SERVICES/N FL INC, WATSON TITLE SVCS/N FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,576.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 162 SPLIT OAK RD ST AUGUSTINE FL 320925444, ST AUGUSTINE, FL 32092-5444 |
| Document Number | 47811561 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 004781/001561 |
| Instrument | 61676 |
| Name | ONETRUST HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,332 (+2.7%) | $511,396 (+4.09%) Land $100,000 Building $411,396 | |
| 2025 | $7,330.00 (+7.45%) Homeowner's exemption | $354,754 (+2.9%) | $491,305 (-0.9%) Land $100,000 Building $391,305 |
| 2024 | $6,822.00 (+1.37%) Homeowner's exemption | $344,756 (+3%) | $495,747 (+10.04%) Land $100,000 Building $395,747 |
| 2023 | $6,730.00 (+1.68%) Homeowner's exemption | $334,715 (+3%) | $450,518 (+6.02%) Land $84,000 Building $366,518 |
| 2022 | $6,619.00 Homeowner's exemption | $324,966 | $424,950 Land $84,000 Building $340,950 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,639 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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