157 Rain Shadow Dr, Belgrade, MT 59714 Property Records

Gallatin County property record for 157 Rain Shadow Dr, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1999
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$287,000 (Jul 2018)
Tax Bill	$2,429 (2026)
Deeds & Mortgages	May 2020 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00RFF32395`

Property Details

APN / Parcel Number

Primary APN	`00RFF32395`
Alternative APNs	`06-0903-03-1-54-07-0000` `R0635253`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,302 sqft (1.04 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	102 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00RFF32395
Street Address	157 RAIN SHADOW DR
City	BELGRADE
State	MT
Zip	59714-8870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT SUB PH 2 & PH 3, S03, T01 S, R04 E, LOT 37, ACRES 1.04, PLAT J-185
Legal Range	04E
Legal Township	01S
Legal Section	03
Legal Subdivision	SUMMIT SUB PH 2 & PH 3
Legal Lot Number	37
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	2
Census Block	2040
Census Tract	201

Owner

157 Rain Shadow Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Gallatin County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	157 RAIN SHADOW DR, BELGRADE, MT 59714-8870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 6, 2018	Joint Tenancy Deed, Transfer · Conventional Mortgage PRIME MORTGAGE LENDING INC
Oct 30, 2017	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2018 · Amount on File
Deed Sale	Jul 6, 2018 · Amount on File
Prior Sale	Oct 30, 2017 · Amount on File
Deed Document Number	20188531
Prior Transfer Date	Jun 28, 2018
Prior Transfer Doc	0000008531
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	157 RAIN SHADOW DR, BELGRADE, MT 59714-8870
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2681359
Date	May 13, 2020
Instrument	2681359

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

July 2018: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	GALLATIN MT
Recording Date	Jul 6, 2018
Property Address	157 RAIN SHADOW DR, BELGRADE, MT 59714-8870
Document Number	2618531
Map Reference	II&III
Instrument Date	Jun 28, 2018
Instrument	2618531
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 RAIN SHADOW DR, BELGRADE, MT 59714-8870

Mortgage

Document Number	2618532
Date	Jul 6, 2018
Instrument	2618532

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Oct 30, 2017
Property Address	157 RAIN SHADOW DR, BELGRADE, MT 59714-8870
Document Number	2597122
Map Reference	PL J-185
Instrument Date	Oct 30, 2017
Instrument	2597122
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 RAIN SHADOW DR, BELGRADE, MT 59714-8870

Mortgage

Document Number	2597123
Date	Oct 30, 2017
Instrument	2597123

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 157 Rain Shadow Dr was $2,429.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,429.00	$644,400	$644,400 Land $265,348 Building $379,052
2023	$3,855.00	$639,200	$639,200 Land $230,582 Building $408,618

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 Rain Shadow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 Rain Shadow Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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