Middlesex County and Lowell City property record for 157 Nesmith St, Apt 12, Lowell, MA 01852
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 638 sqft · built 1985 |
| Lot Size | 0.659 acres (28,726 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Nov 2022) |
| Tax Bill | $3,109 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T90930 |
| Primary APN | T90930 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Units | 19 Units |
| Stories | 3 Stories |
| Building Area | 638 sqft Living Area |
| 1st Floor Area | 638 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,726 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | T90930 |
|---|---|
| Street Address | 157 NESMITH ST, 12 |
| City | LOWELL |
| State | MA |
| Zip | 01852-2832 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | TMF |
| Legal Block | 4280 |
| Legal Lot Number | 157 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 312501 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Belvidere Hill Historic District listed 1995 · 115 contributing resources · NRIS 95000656 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
157 Nesmith St, Apt 12 is owned and occupied by an individual who bought it in November 2022.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 157 NESMITH ST, 12, LOWELL, MA 01852-2832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Aug 9, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENTERPRISE BANK & TRUST CO |
| Mar 31, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2022 · Amount on File |
| Deed Sale | Nov 30, 2022 · Amount on File |
| Prior Sale | Aug 9, 2022 · Amount on File |
| Deed Book / Page | 37540 / 172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Nov 30, 2022 |
| Property Address | 157 NESMITH ST APT 12, 12, LOWELL, MA 01852-2832 |
| Document Number | 037540-172 |
| Book / Page | 37540 / 172 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 48495 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 157 NESMITH ST # UT12, UT12, LOWELL, MA 01852-2854 |
| Document Number | 0000048496 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 48496 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Aug 9, 2022 |
| Property Address | 157 NESMITH ST APT 12, 12, LOWELL, MA 01852-2832 |
| Document Number | 0037290-64 |
| Book / Page | 37290 / 64 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 33776 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 449 CANAL ST APT 413, 413, SOMERVILLE, MA 02145-4356 |
| Investor | Possibly a Property Investor |
| Document Number | 0000033777 |
|---|---|
| Date | Aug 9, 2022 |
| Instrument | 33777 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Mar 31, 2021 |
| Property Address | 157 NESMITH ST APT 12, 12, LOWELL, MA 01852-2832 |
| Document Number | 35558-198 |
| Book / Page | 35558 / 198 |
| Instrument Date | Mar 4, 2021 |
| Instrument | 19304 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 FIELDING LN, HAMPTON, NH 03842-2363 |
The 2026 property tax bill for 157 Nesmith St, Apt 12 was $3,109, up 19.6% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,109.00 (+19.58%) | $273,900 (+20.93%) Building $273,900 | $244,414 (-7.35%) |
| 2025 | $2,600.00 (+16.12%) | $226,500 (+20.48%) Building $226,500 | $263,815 (+6.28%) |
| 2024 | $2,239.00 (+8.74%) | $188,000 (+13.39%) Building $188,000 | $248,235 |
| 2023 | $2,059.00 | $165,800 Building $165,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 157 Nesmith St, Apt 12 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | May 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 157 Nesmith St, Apt 12 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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