157 Nesmith St, Apt 9, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 157 Nesmith St, Apt 9, Lowell, MA 01852

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 861 sqft · built 1985
Lot Size	0.659 acres (28,726 sqft)
Owner	Individual Name on Record
Last Sale	$174,999 (May 2020)
Tax Bill	$3,077 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T90940`

Property Details

APN / Parcel Number

Primary APN	`T90940`
Alternative APNs	`LOWE M:201 B:4280 L:157 U:9` `M:000201 T:T90940`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	19 Units
Stories	3 Stories
Building Area	861 sqft Living Area
1st Floor Area	861 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,726 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	T90940
Street Address	157 NESMITH ST, 9
City	LOWELL
State	MA
Zip	01852-2832
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	TMF
Legal Block	4280
Legal Lot Number	157
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3014
Census Tract	312501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Belvidere Hill Historic District listed 1995 · 115 contributing resources · NRIS 95000656

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	157 NESMITH ST, 9, LOWELL, MA 01852-2832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2020 · Amount on Record
Deed Sale	May 8, 2020 · Amount on Record
Prior Sale	Jan 31, 2006 · Amount on Record
Deed Document Number	202019721
Deed Book / Page	34106 / 202
Prior Transfer Date	May 4, 2020
Prior Transfer Doc	34106-202
Record Updated	Oct 29, 2026

May 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LOWELL MA
Recording Date	May 8, 2020
Property Address	157 NESMITH ST APT 9, 9, LOWELL, MA 01852-2832
Document Number	34106-202
Book / Page	034106 / 000202
Instrument Date	May 4, 2020
Instrument	721
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$798.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 NESMITH ST #9 LOWELL MA 018522832, 9, LOWELL, MA 01852-2832

Mortgage

Document Number	34106-208
Date	May 8, 2020
Book Page	034106/000208
Instrument	723

Lender

Name	SHAMROCK HM LNS
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,077.00 (+19.54%)	$271,100 (+20.92%) Building $271,100	$262,106 (+9.27%)
2025	$2,574.00 (+16.16%)	$224,200 (+20.47%) Building $224,200	$239,875 (+10.84%)
2024	$2,216.00 (-3.02%)	$186,100 (+1.14%) Building $186,100	$216,410
2023	$2,285.00	$184,000 Building $184,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880