157 Nesmith St, Apt 17, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 157 Nesmith St, Apt 17, Lowell, MA 01852

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 933 sqft · built 1985
Lot Size	0.659 acres (28,726 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Feb 2005)
Tax Bill	$3,430 (2026)
Deeds & Mortgages	Jul 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`T90910`

Property Details

APN / Parcel Number

Primary APN	`T90910`
Alternative APNs	`LOWE M:201 B:4280 L:157 U:17` `M:000201 T:T90910`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	3 Stories
Building Area	933 sqft Living Area
1st Floor Area	933 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,726 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	T90910
Street Address	157 NESMITH ST, 17
City	LOWELL
State	MA
Zip	01852-2800
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	TMF
Legal Subdivision	EL KAREH PLACE CONDO
Legal Block	4280
Legal Lot Number	157
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3014
Census Tract	312501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Belvidere Hill Historic District listed 1995 · 115 contributing resources · NRIS 95000656

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

157 Nesmith St, Apt 17 is owned and occupied by an individual who acquired it in July 2021.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	157 NESMITH ST, 17, LOWELL, MA 01852-2800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2005 · Amount on File
Deed Sale	Feb 9, 2005 · Amount on File
Last Transfer Date	Jul 2, 2021
Transfer Doc	035977-118
Record Updated	Oct 29, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 8, 2021
Property Address	157 NESMITH ST APT 17, 17, LOWELL, MA 01852-2800
Document Number	035977-115
Book / Page	35977 / 115
Instrument Date	Jul 2, 2021
Instrument	40219
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 NESMITH ST, LOWELL, MA 01852-2854

Mortgage

Document Number	035977-118
Date	Jul 8, 2021
Book Page	35977/118
Instrument	40220

Lender

Name	NORTHMARK BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 157 Nesmith St, Apt 17 was $3,430, up 19.5% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,430.00 (+19.51%)	$302,200 (+20.88%) Building $302,200	$294,839 (+9.01%)
2025	$2,870.00 (+16.05%)	$250,000 (+20.42%) Building $250,000	$270,465 (+1.43%)
2024	$2,473.00 (-3.06%)	$207,600 (+1.07%) Building $207,600	$266,665
2023	$2,551.00	$205,400 Building $205,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 Nesmith St, Apt 17 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 157 Nesmith St, Apt 17 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880