Middlesex County and Lowell City property record for 157 Nesmith St, Apt 7, Lowell, MA 01852
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 838 sqft · built 1985 |
| Lot Size | 0.659 acres (28,726 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Mar 2025) |
| Tax Bill | $3,185 (2026) |
| Deeds & Mortgages | Jul 2022 Refinance Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T90950 |
| Primary APN | T90950 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Units | 19 Units |
| Stories | 3 Stories |
| Building Area | 838 sqft Living Area |
| 1st Floor Area | 838 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,726 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | T90950 |
|---|---|
| Street Address | 157 NESMITH ST, 7 |
| City | LOWELL |
| State | MA |
| Zip | 01852-2831 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | TMF |
| Legal Block | 4280 |
| Legal Lot Number | 157 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 312501 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Belvidere Hill Historic District listed 1995 · 115 contributing resources · NRIS 95000656 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
157 Nesmith St, Apt 7 is owned and occupied by an individual who bought it in March 2025.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 157 NESMITH ST, 7, LOWELL, MA 01852-2831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LOWER LLC |
| Jul 1, 2022 | Deed of Trust, Mortgage · ARM LOWER LLC |
| Jun 2, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2025 · Amount on File |
| Deed Sale | Mar 3, 2025 · Amount on File |
| Prior Sale | Jun 2, 2021 · Amount on File |
| Deed Book / Page | 39099 / 102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 157 NESMITH ST APT 7, 7, LOWELL, MA 01852-2831 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0037205-30 |
|---|---|
| Date | Jul 1, 2022 |
| Book Page | 37205/30 |
| Instrument | 28679 |
| Name | LOWER LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 157 NESMITH ST APT 7, 7, LOWELL, MA 01852-2831 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0037205-12 |
|---|---|
| Date | Jul 1, 2022 |
| Book Page | 37205/12 |
| Instrument | 28678 |
| Name | LOWER LLC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.13% |
| Type Change Date | Jul 1, 2027 |
| Index | Other |
| Margin | 2 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jun 2, 2021 |
| Property Address | 157 NESMITH ST APT 7, 7, LOWELL, MA 01852-2831 |
| Document Number | 35829-212 |
| Book / Page | 35829 / 212 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 32776 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 157 NESMITH ST APT 7, 7, LOWELL, MA 01852-2831 |
| Document Number | 32777 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 32777 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 157 Nesmith St, Apt 7 was $3,185, up 19.5% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,185.00 (+19.51%) | $280,600 (+20.9%) Building $280,600 | $282,211 (-6.52%) |
| 2025 | $2,665.00 (+16.17%) | $232,100 (+20.51%) Building $232,100 | $301,910 (+28.87%) |
| 2024 | $2,294.00 (-3%) | $192,600 (+1.16%) Building $192,600 | $234,270 |
| 2023 | $2,365.00 | $190,400 Building $190,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 157 Nesmith St, Apt 7 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | May 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 157 Nesmith St, Apt 7 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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