Cherokee County property record for 157 Lois Dr, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 1,906 sqft · built 1986 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $577 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013497-23-3 |
| Primary APN | 013497-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,906 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 57,499 sqft (1.32 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Old Parcel Number | 0590000041000 60820389 |
|---|---|
| Street Address | 157 LOIS DR |
| City | GAFFNEY |
| State | SC |
| Zip | 29341-4828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 157 LOIS DR 3-20-92 MTG 9158 C%S 4-21-92/ MTG 40,200 |
| Legal Tract | 81 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 970204 |
157 Lois Dr is owned and occupied by two individuals who acquired it in June 2012.
Source: Cherokee County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 157 LOIS DR, GAFFNEY, SC 29341-4828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2012 |
| Deed Sale | Jun 28, 2012 |
| Deed Document Number | 02931 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 157 LOIS DR, GAFFNEY, SC 29341-4828 |
| Document Number | 0000931639 |
| Book / Page | 000093 / 001639 |
| Instrument Date | Apr 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 157 LOIS DR GAFFNEY SC 293414828, GAFFNEY, SC 29341-4828 |
| Document Number | 0000931639 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 000093/001639 |
| Instrument | 1737 |
| Name | FIRST PIEDMONT FED'L S&L |
|---|---|
| Type | Federal Savings Bank |
| Address | GAFFNEY, SC 29341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 9, 2037 |
The 2025 property tax bill for 157 Lois Dr was $577 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $577.00 Homeowner's exemption | $6,640 Land $860 Building $5,780 | $166,100 Land $21,600 Building $144,500 |
| 2023 | $483.00 | $6,640 Land $860 Building $5,780 | $166,100 Land $21,600 Building $144,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 157 Lois Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 157 Lois Dr is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DANIEL MORGAN WATER DISTRICT (1120001) serves 5,746 people · EPA ID SC1120001 |
|---|---|
| Water Source | Purchased surface water from GRASSY POND WATER CO INC |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
5G and 4G LTE (outdoors only)
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