124 Lois Dr, Gaffney, SC 29341 Property Records

Cherokee County property record for 124 Lois Dr, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	2,210 sqft · built 1987
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jul 2017)
Tax Bill	$1,112 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028743-23-3`

Property Details

APN / Parcel Number

Primary APN	`028743-23-3`
Alternative APNs	`0590000083000 61572589` `059-00-00-083.000` `028554223`

Interior

Stories	2 Stories
Building Area	2,210 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Lot Area	50,094 sqft (1.15 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	124 LOIS DR
City	GAFFNEY
State	SC
Zip	29341-4828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	124 LOIS DR 1.15AC
Legal Subdivision	W A GETTYS
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1008
Census Tract	970204

Owner

124 Lois Dr is owned and occupied by two individuals who acquired it in April 2025.

Source: Cherokee County records, as of November 20, 2025

Owner of Record	2 Individual Names on File
Mailing Address	124 LOIS DR, GAFFNEY, SC 29341-4828
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed of Trust, Mortgage · Line of Credit CAROLINA FOOTHILLS FCU
Aug 1, 2019	Deed of Trust, Mortgage CAROLINA FOOTHILLS FCU
Aug 1, 2019	Deed of Trust, Mortgage · Line of Credit CAROLINA FOOTHILLS FCU
Jul 7, 2017	Grant Deed, Transfer HOMEOWNERS MTG ENTS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2017 · Amount on File
Deed Sale	Jul 7, 2017 · Amount on File
Prior Sale	Feb 27, 2007
Deed Document Number	20173291
Deed Book / Page	95 / 1758
Last Transfer Date	Apr 15, 2025
Transfer Doc	0001831709
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	124 LOIS DR, GAFFNEY, SC 29341-4828
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001700344
Date	Mar 11, 2024
Book Page	170/344
Instrument	2024-1222

Lender

Name	CAROLINA FOOTHILLS FCU
Type	Credit Union
Address	GREENVILLE, SC 29615

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	124 LOIS DR, GAFFNEY, SC 29341-4828
Document Number	0001142511
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 LOIS DR GAFFNEY SC 293414828, GAFFNEY, SC 29341-4828

Mortgage

Document Number	0001142511
Date	Aug 8, 2019
Book Page	000114/002511
Instrument	3885

Lender

Name	CAROLINA FOOTHILLS FCU
Type	Credit Union
Address	SPARTANBURG, SC 29303

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 7, 2034

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	124 LOIS DR, GAFFNEY, SC 29341-4828
Document Number	0001142524
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 LOIS DR GAFFNEY SC 293414828, GAFFNEY, SC 29341-4828

Mortgage

Document Number	0001142524
Date	Aug 8, 2019
Book Page	000114/002524
Instrument	3886

Lender

Name	CAROLINA FOOTHILLS FCU
Type	Credit Union
Address	SPARTANBURG, SC 29303

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 7, 2044

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jul 7, 2017
Property Address	124 LOIS DR, GAFFNEY, SC 29341-4828
Document Number	0000951758
Book / Page	000095 / 001758
Instrument Date	Jun 29, 2017
Instrument	3291
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 LOIS DR GAFFNEY SC 293414828, GAFFNEY, SC 29341-4828

Mortgage

Document Number	951760
Date	Jul 7, 2017
Book Page	000095/001760
Instrument	3292

Lender

Name	HOMEOWNERS MTG ENTS
Type	Mortgage Company
Address	COLUMBIA, SC 29205

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 124 Lois Dr was $1,112 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,112.00 Homeowner's exemption	$8,940 Land $860 Building $8,080	$223,600 Land $21,500 Building $202,100
2023	$930.00	$8,940 Land $860 Building $8,080	$223,600 Land $21,500 Building $202,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 124 Lois Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Lois Dr is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANIEL MORGAN WATER DISTRICT (1120001) serves 5,746 people · EPA ID SC1120001
Water Source	Purchased surface water from GRASSY POND WATER CO INC
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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