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199 Lois Dr, Gaffney, SC 29341 Property Records

Cherokee County property record for 199 Lois Dr, Gaffney, SC 29341

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,307 sqft · built 2019
Lot Size4.04 acres (175,982 sqft)
Owner2 Individual Names on Record
Last Sale$42,330 (Jan 2019)
Tax Bill$1,570 (2025)
Deeds & MortgagesMar 2019 Mortgage
Jan 2019 Sale
Flood ZoneZone X (minimal risk)
APN021646-23-3

Property Details

APN / Parcel Number

Primary APN021646-23-3
Alternative APNs
  • 0590000035012 00388797
  • 059-00-00-035.012
  • 021555223

Interior

Bedrooms3 Beds
Stories1 Story
Building Area2,307 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Exterior MaterialSiding
Lot Area175,982 sqft (4.04 acres)
Garage Area696 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Location & Zoning

Old Parcel Number0590000035012 00388797
Street Address199 LOIS DR
CityGAFFNEY
StateSC
Zip29341-4828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOIS DR LT#B&C FM HOLMES $42330
Legal SubdivisionLOIS DR
Legal Tract81
Legal Block121
JurisdictionCHEROKEE SC
Township / Civil DivisionGAFFNEY
Census Block Group1
Census Block1008
Census Tract970204

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address199 LOIS DR, GAFFNEY, SC 29341-4828
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2019Deed of Trust, Mortgage
FIRST PIEDMONT FED'L S&L ASSN
Jan 18, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 2019 · Amount on Record
Deed SaleJan 16, 2019 · Amount on Record
Prior SaleMar 15, 2010 · Amount on Record
Deed Document Number0001091855
Deed Book / Page109 / 1855
Last Transfer DateJan 18, 2019
Transfer Doc0001091855
Record UpdatedJun 8, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE SC
Property Address199 LOIS DR, GAFFNEY, SC 29341-4828
Document Number0001102753
Instrument DateMar 18, 2019
Transaction TypeMortgage
Record UpdatedApr 2, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address199 LOIS DR GAFFNEY SC 29341, GAFFNEY, SC 29341

Mortgage

Document Number0001102753
DateMar 20, 2019
Book Page000110/002753
Instrument1233
Lender
NameFIRST PIEDMONT FED'L S&L ASSN
AddressGAFFNEY, SC 29341
Agreement
AmountAmount Recorded
Term360 Months
DueMar 19, 2049

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHEROKEE SC
Recording DateJan 18, 2019
Property Address199 LOIS DR, GAFFNEY, SC 29341-4828
Document Number0001091855
Book / Page000109 / 001855
Instrument DateJan 16, 2019
Instrument266
Transaction TypeTransfer
Record UpdatedFeb 27, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$156.62
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address110 KARENS WAY GAFFNEY SC 293415646, GAFFNEY, SC 29341-5646

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,570.00 (+19.48%) Homeowner's exemption$12,620 (-) Land $2,000 Building $10,620$315,500 (-) Land $50,000 Building $265,500
2023$1,314.00$12,620 Land $2,000 Building $10,620$315,500 Land $50,000 Building $265,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDANIEL MORGAN WATER DISTRICT (1120001)
serves 5,746 people · EPA ID SC1120001
Water SourcePurchased surface water from GRASSY POND WATER CO INC
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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