Cherokee County property record for 192 Lois Dr, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 2,442 sqft · built 1993 |
| Lot Size | 3.69 acres (160,736 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $29,000 (Jul 1992) |
| Tax Bill | $1,052 (2025) |
| Deeds & Mortgages | Mar 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 024129-23-3 |
| Primary APN | 024129-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,442 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick Veneer |
| Lot Area | 160,736 sqft (3.69 acres) |
| Garage Area | 972 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Street Address | 192 LOIS DR |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29341-4828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 192 LOIS DR RAMSEY $29000 NEW HOME FOR 94/RB 1 AC NATHAN TO OWN TRUST $10 /63-1.7 ALSO |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 970204 |
192 Lois Dr is owner-occupied and held in a trust since March 2020.
Source: Cherokee County records, as of November 20, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 192 LOIS DR, GAFFNEY, SC 29341-4828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 1992 · Amount on File |
| Deed Sale | Jul 15, 1992 · Amount on File |
| Deed Book / Page | 13U / 203 |
| Last Transfer Date | Mar 11, 2020 |
| Transfer Doc | 0001210163 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Mar 18, 2020 |
| Property Address | 192 LOIS DR, GAFFNEY, SC 29341-4828 |
| Document Number | 0001210163 |
| Book / Page | 000121 / 000163 |
| Instrument Date | Mar 11, 2020 |
| Instrument | 1474 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 192 LOIS DR GAFFNEY SC 293414828, GAFFNEY, SC 29341-4828 |
The 2025 property tax bill for 192 Lois Dr was $1,052 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,052.00 Homeowner's exemption | $10,460 Land $1,340 Building $9,120 | $261,400 Land $33,500 Building $227,900 |
| 2023 | $881.00 Homeowner's exemption | $10,460 Land $1,340 Building $9,120 | $261,400 Land $33,500 Building $227,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 192 Lois Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 192 Lois Dr is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DANIEL MORGAN WATER DISTRICT (1120001) serves 5,746 people · EPA ID SC1120001 |
|---|---|
| Water Source | Purchased surface water from GRASSY POND WATER CO INC |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| AT&T DSL | 100 / 20 |
4G LTE (outdoors only), no 5G reported
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