157 Howard Dr, Madison Heights, VA 24572 Property Records

Amherst County property record for 157 Howard Dr, Madison Heights, VA 24572

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,066 sqft · built 1976
Lot Size	0.679 acres (29,577 sqft)
Owner	Individual Name on Record
Tax Bill	$1,210 (2026)
Deeds & Mortgages	Nov 2008 Line of Credit May 2009 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148F1 2 19`

Property Details

APN / Parcel Number

Primary APN	`148F1 2 19`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft
Basement Area	1,066 sqft
Unfinished Basement	1,066 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,577 sqft (0.679 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	157 HOWARD DR
City	MADISON HEIGHTS
State	VA
Zip	24572-5945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 19 WEST BETHEL 148F1 2 1 9
Legal Lot Number	19
Jurisdiction	AMHERST VA
Township / Civil Division	4
Census Block Group	1
Census Block	1018
Census Tract	10402

Owner

Source: Amherst County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 WILLIAM DR, MADISON HEIGHTS, VA 24572-5943
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2008	Deed of Trust, Mortgage · Line of Credit AMERICAN NATIONAL BANK & TRUST CO
May 4, 2009	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	157 HOWARD DR, MADISON HEIGHTS, VA 24572-5945
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001127/205
Date	Nov 13, 2008
Book Page	1127/205
Instrument	000196370006

Lender

Name	AMERICAN NATIONAL BANK & TRUST CO
Type	Bank
Address	LYNCHBURG, VA 24501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 5, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	157 HOWARD DR, MADISON HEIGHTS, VA 24572-5945
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001138/542
Date	May 4, 2009
Book Page	1138/542
Instrument	000225250015

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2039

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,210.00 (+73.1%)	$114,600 (-) Land $20,000 Building $94,600	$216,200 (+88.66%) Land $24,000 Building $192,200
2025	$699.00
2024		$114,600 (-) Land $20,000 Building $94,600	$114,600 (-) Land $20,000 Building $94,600
2023	$699.00	$114,600 Land $20,000 Building $94,600	$114,600 Land $20,000 Building $94,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CO SERVICE AUTHORITY (ACSA) serves 14,799 people · EPA ID VA5009250
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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