123 Howard Dr, Madison Heights, VA 24572 Property Records

Amherst County property record for 123 Howard Dr, Madison Heights, VA 24572

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,025 sqft · built 1976
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on File
Tax Bill	$908 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2014 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`148F1 2 11`

Property Details

APN / Parcel Number

Primary APN	`148F1 2 11`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	1,025 sqft
Basement Area	1,025 sqft
Unfinished Basement	1,025 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,994 sqft (0.459 acres)
Garage Type	Carport
Carport	Carport
Driveway	Paver Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Patio Area	160 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	123 HOWARD DR
City	MADISON HEIGHTS
State	VA
Zip	24572-5945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 11 SEC 2 WEST BETHEL 148F 1 2 11
Legal Subdivision	WEST BETHEL SD
Legal Lot Number	11
Jurisdiction	AMHERST VA
Township / Civil Division	4
Census Block Group	1
Census Block	1018
Census Tract	10402

Owner

123 Howard Dr is owned and occupied by an individual.

Source: Amherst County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	123 HOWARD DR, MADISON HEIGHTS, VA 24572-5945
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK
Mar 14, 2014	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	123 HOWARD DR, MADISON HEIGHTS, VA 24572-5945
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210004602
Date	Nov 23, 2021
Instrument	210004602

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	123 HOWARD DR, MADISON HEIGHTS, VA 24572-5945
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001251/925
Date	Mar 14, 2014
Book Page	1251/925
Instrument	000517150016

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	LYNCHBURG, VA 24502

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 123 Howard Dr was $908, up 30.5% from the year before.

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$908.00 (+30.46%)	$114,100 Land $17,500 Building $96,600	$215,600 Land $21,000 Building $194,600
2025	$696.00
2024		$114,100 (-) Land $17,500 Building $96,600	$114,100 (-) Land $17,500 Building $96,600
2023	$354.00	$114,100 Land $17,500 Building $96,600	$114,100 Land $17,500 Building $96,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Howard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Howard Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CO SERVICE AUTHORITY (ACSA) serves 14,799 people · EPA ID VA5009250
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Howard Dr

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