145 Howard Dr, Madison Heights, VA 24572 Property Records

Amherst County property record for 145 Howard Dr, Madison Heights, VA 24572

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1976
Lot Size	0.525 acres (22,869 sqft)
Owner	Individual Name on File
Tax Bill	$1,375 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Sep 2006 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`148F1 2 16`

Property Details

APN / Parcel Number

Primary APN	`148F1 2 16`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,869 sqft (0.525 acres)
Deck Area	300 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	145 HOWARD DR
City	MADISON HEIGHTS
State	VA
Zip	24572-5945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 16 SEC 2 WEST BETHEL 148F 1 2 16
Legal Subdivision	WEST BETHEL SD
Legal Lot Number	16
Jurisdiction	AMHERST VA
Township / Civil Division	4
Census Block Group	1
Census Block	1018
Census Tract	10402

Owner

145 Howard Dr is owned and occupied by an individual who acquired it in September 2007.

Source: Amherst County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	145 HOWARD DR, MADISON HEIGHTS, VA 24572-5945
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE LLC
Sep 8, 2006	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Jan 23, 2014	Deed of Trust, Mortgage · Conventional Mortgage GREEN TREE SERVICING LLC
Mar 3, 2006	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST COMPANY OF VIRGIN
Feb 15, 2019	Intrafamily Transfer, Transfer
Oct 9, 2007	Intrafamily Transfer, Transfer · Conventional Mortgage CAPITAL ONE HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 18, 2007
Transfer Doc	001094/091
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	145 HOWARD DR, MADISON HEIGHTS, VA 24572-5945
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190002363
Date	Aug 21, 2019
Instrument	190002363

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	145 HOWARD DR, MADISON HEIGHTS, VA 24572-5945
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001054/949
Date	Sep 8, 2006
Book Page	1054/949
Instrument	000034640006

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	145 HOWARD DR, MADISON HEIGHTS, VA 24572-5945
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001249/656
Date	Jan 23, 2014
Book Page	1249/656
Instrument	00510770020

Lender

Name	GREEN TREE SERVICING LLC
Type	REO / Foreclosure Company
Address	SAINT PAUL, MN 55102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2029

Interest

Rate	4.25%

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	145 HOWARD DR, MADISON HEIGHTS, VA 24572-5945
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001036/383
Date	Mar 3, 2006
Book Page	1036/383
Instrument	000000610006

Lender

Name	BRANCH BANKING & TRUST COMPANY OF VIRGIN
Address	RICHMOND, VA 23219

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AMHERST VA
Recording Date	Feb 15, 2019
Property Address	145 HOWARD DR, MADISON HEIGHTS, VA 24572-5945
Document Number	0190000492
Instrument Date	Nov 19, 2018
Instrument	190000492
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 HOWARD DR, MADISON HEIGHTS, VA 24572-5945

October 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AMHERST VA
Recording Date	Oct 9, 2007
Property Address	145 HOWARD DR, MADISON HEIGHTS, VA 24572-5945
Document Number	001094/091
Book / Page	1094 / 091
Map Reference	CAB1 PG27
Instrument Date	Sep 18, 2007
Instrument	000116930003
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 HOWARD DR, MADISON HEIGHTS, VA 24572-5945

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	145 HOWARD DR, MADISON HEIGHTS, VA 24572-5945

Mortgage

Document Number	001094/094
Date	Oct 9, 2007
Book Page	1094/094
Instrument	000116940015

Lender

Name	CAPITAL ONE HOME LOANS LLC
Type	Lending Institution
Address	OVERLAND PARK, KS 66213

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2027

Interest

Rate	6.62%

Tax Assessment & Valuation

The 2026 property tax bill for 145 Howard Dr was $1,375, up 75.2% from the year before.

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,375.00 (+75.16%)	$128,700 Land $20,000 Building $108,700	$245,700 Land $24,000 Building $221,700
2025	$785.00
2024		$128,700 (-) Land $20,000 Building $108,700	$128,700 (-) Land $20,000 Building $108,700
2023	$785.00	$128,700 Land $20,000 Building $108,700	$128,700 Land $20,000 Building $108,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 Howard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Howard Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CO SERVICE AUTHORITY (ACSA) serves 14,799 people · EPA ID VA5009250
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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