132 Howard Dr, Madison Heights, VA 24572 Property Records

Amherst County property record for 132 Howard Dr, Madison Heights, VA 24572

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,568 sqft · built 1980
Lot Size	0.489 acres (21,301 sqft)
Owner	Individual Name on File
Tax Bill	$1,598 (2026)
Deeds & Mortgages	Nov 2022 Second Mortgage Feb 2009 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148F1 2 22`

Property Details

APN / Parcel Number

Primary APN	`148F1 2 22`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	766 sqft
Unfinished Basement	766 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,301 sqft (0.489 acres)
Garage Area	364 sqft
Driveway	Paver Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Deck Area	128 sqft
Patio Area	256 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	132 HOWARD DR
City	MADISON HEIGHTS
State	VA
Zip	24572-5944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 22 SEC 2 WEST BETHEL 148F 1 2 22
Legal Lot Number	22
Jurisdiction	AMHERST VA
Township / Civil Division	4
Census Block Group	1
Census Block	1018
Census Tract	10402

Owner

132 Howard Dr is owned and occupied by an individual.

Source: Amherst County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	132 HOWARD DR, MADISON HEIGHTS, VA 24572-5944
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBER ONE FEDERAL CREDIT UNION
Feb 10, 2009	Deed of Trust, Mortgage LYNCHBURG MUNICIPAL EMPLOYEES FCU
Dec 19, 2012	Deed of Trust, Mortgage LYNCHBURG MUNICIPAL EMPLOYEES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	132 HOWARD DR, MADISON HEIGHTS, VA 24572-5944
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	DOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220004067
Date	Nov 21, 2022
Instrument	220004067

Lender

Name	MEMBER ONE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	118 Months
Due	Sep 12, 2032

Interest

Rate Type	Fixed Rate

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	132 HOWARD DR, MADISON HEIGHTS, VA 24572-5944
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001132/112
Date	Feb 10, 2009
Book Page	1132/112
Instrument	000209550005

Lender

Name	LYNCHBURG MUNICIPAL EMPLOYEES FCU
Address	LYNCHBURG, VA 24501

Agreement

Amount	Amount on Record
Term	120 Months
Due	Feb 10, 2019

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	132 HOWARD DR, MADISON HEIGHTS, VA 24572-5944
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001223/150
Date	Dec 19, 2012
Book Page	1223/150
Instrument	000444890007

Lender

Name	LYNCHBURG MUNICIPAL EMPLOYEES FCU
Address	LYNCHBURG, VA 24501

Agreement

Amount	Amount on Record
Term	60 Months
Due	Dec 30, 2017

Tax Assessment & Valuation

The 2026 property tax bill for 132 Howard Dr was $1,598, up 53.2% from the year before.

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,598.00 (+53.21%)	$171,000 Land $17,500 Building $153,500	$285,400 Land $21,000 Building $264,400
2025	$1,043.00
2024		$171,000 Land $17,500 Building $153,500	$171,000 Land $17,500 Building $153,500
2023	$1,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 Howard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Howard Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CO SERVICE AUTHORITY (ACSA) serves 14,799 people · EPA ID VA5009250
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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