15688 Garnet Way, Saint Paul, MN 55124 Property Records

Dakota County property record for 15688 Garnet Way, Saint Paul, MN 55124

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,346 sqft · built 1993
Lot Size	0.2 acres (892,305 sqft)
Owner	Company Name on File
Last Sale	$210,700 (Apr 2022)
Tax Bill	$3,246 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-16700-04-031`

Property Details

APN / Parcel Number

Primary APN	`01-16700-04-031`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,346 sqft Living Area
Gross Area	1,533 sqft
1st Floor Area	894 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	892,305 sqft (0.2 acres)
Garage Type	Attached
Garage Area	187 sqft

Location & Zoning

Street Address	15688 GARNET WAY
City	SAINT PAUL
State	MN
Zip	55124-5155
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CEDAR POINTE 5 2 CEDAR POINTE CARRIAGE HOMES FILE #117 UNIT #31 1/204 INT BEING PT OF LOTS 1 THRU 5 BLK 1 & LOTS 1 THRU 4 BLK 2 & OUTLOTS A & B CEDAR POINTE & LOTS 1 THRU 3 BLK 1 & LOTS 1 THRU 5 BLK 2 & OUTLOT A CEDAR POINTE 2ND
Legal Subdivision	CEDAR POINTE
Legal Block	4
Legal Lot Number	31
Legal Unit	31
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	2
Census Block	2002
Census Tract	60828

Owner

15688 Garnet Way, a townhouse, is owned by a company that bought it in April 2022.

Source: Dakota County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	18049 DUNCAN CT, FARMINGTON, MN 55024-7245
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage ROYAL CU
Jul 3, 2018	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2022 · Amount on File
Deed Sale	Apr 7, 2022 · Amount on File
Prior Sale	Jul 3, 2018 · Amount on File
Deed Document Number	20221396199
Prior Transfer Date	Apr 22, 2013
Prior Transfer Doc	0002948456
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	15688 GARNET WAY, APPLE VALLEY, MN 55124-5155
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	DCA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18049 DUNCAN CT, FARMINGTON, MN 55024-7245

Mortgage

Document Number	0003543746
Date	Jun 8, 2022
Instrument	3543746

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54702

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 3, 2047

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jul 3, 2018
Property Address	15688 GARNET WAY, APPLE VALLEY, MN 55124-5155
Document Number	0003258166
Instrument Date	Jun 15, 2018
Instrument	3258166
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$646.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15688 GARNET WAY APPLE VALLEY MN 551245155, APPLE VALLEY, MN 55124-5155

Mortgage

Document Number	3258167
Date	Jul 3, 2018
Instrument	3258167

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15688 Garnet Way was $3,246, up 16.3% from the year before.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,246.00 (+16.26%)	$258,400 (+3.57%) Land $43,100 Building $215,300	$258,400 (+3.57%) Land $43,100 Building $215,300
2024	$2,792.00 (+17.21%)	$249,500 Land $42,000 Building $207,500	$249,500 Land $42,000 Building $207,500
2023	$2,382.00 Homeowner's exemption
2022		$235,200 Land $41,000 Building $194,200	$235,200 Land $41,000 Building $194,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15688 Garnet Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 15688 Garnet Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Midco Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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