15610 Garnet Way, Saint Paul, MN 55124 Property Records

Dakota County property record for 15610 Garnet Way, Saint Paul, MN 55124

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,254 sqft · built 1993
Lot Size	0.2 acres (892,305 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Oct 2026)
Tax Bill	$2,680 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-16700-04-015`

Property Details

APN / Parcel Number

Primary APN	`01-16700-04-015`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,254 sqft Living Area
Gross Area	1,320 sqft
1st Floor Area	792 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	892,305 sqft (0.2 acres)
Garage Type	Attached
Garage Area	66 sqft

Location & Zoning

Street Address	15610 GARNET WAY
City	SAINT PAUL
State	MN
Zip	55124-5155
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CEDAR POINTE 5 2 CEDAR POINTE CARRIAGE HOMES FILE #117 UNIT #15 1/204 INT BEING PT OF LOTS 1 THRU 5 BLK 1 & LOTS 1 THRU 4 BLK 2 & OUTLOTS A & B CEDAR POINTE & LOTS 1 THRU 3 BLK 1 & LOTS 1 THRU 5 BLK 2 & OUTLOT A CEDAR POINTE 2ND
Legal Subdivision	CEDAR POINTE
Legal Block	4
Legal Lot Number	15
Legal Unit	15
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	2
Census Block	2002
Census Tract	60828

Owner

Source: Dakota County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15610 GARNET WAY, SAINT PAUL, MN 55124-5155
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
Dec 11, 2017	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Jan 12, 2021	Warranty Deed, Transfer BELL BK
Apr 23, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2026 · Amount on Record
Deed Sale	Oct 2, 2026 · Amount on Record
Prior Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	20263744606
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Oct 2, 2026
Property Address	15610 GARNET WAY, SAINT PAUL, MN 55124-5155
Document Number	0003744606
Instrument Date	Sep 30, 2026
Instrument	20263744606
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71,659.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15610 GARNET WAY, SAINT PAUL, MN 55124-5155

Mortgage

Document Number	0003744607,
Date	Oct 2, 2026
Instrument	20263744607

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	15610 GARNET WAY, APPLE VALLEY, MN 55124-5155
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003514545
Date	Dec 28, 2021
Instrument	3514545

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	15610 GARNET WAY, APPLE VALLEY, MN 55124-5155
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003609800
Date	Nov 15, 2023
Instrument	3609800

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Sep 20, 2038

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	15610 GARNET WAY, APPLE VALLEY, MN 55124-5155
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003227223
Date	Dec 11, 2017
Instrument	3227223

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 10, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jan 12, 2021
Property Address	15610 GARNET WAY, APPLE VALLEY, MN 55124-5155
Document Number	0003429620
Instrument Date	Nov 18, 2020
Instrument	3429620
Transaction Type	Transfer
Record Updated	Feb 2, 2021
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13928 ASHFORD PATH ROSEMOUNT MN 550683923, ROSEMOUNT, MN 55068-3923

Mortgage

Document Number	3429621
Date	Jan 12, 2021
Instrument	3429621

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 11, 2041

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Apr 23, 2019
Property Address	15610 GARNET WAY, APPLE VALLEY, MN 55124-5155
Document Number	0003301523
Instrument Date	Apr 12, 2019
Instrument	3301523
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	THE TITLE GROUP INC

Transaction

Amount	Amount Recorded
Tax	$564.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15610 GARNET WAY, APPLE VALLEY, MN 55124-5155

Mortgage

Document Number	0003301524
Date	Apr 23, 2019
Instrument	3301524

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Mortgage

Document Number	0003301525
Date	Apr 23, 2019
Instrument	3301525

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,680.00 (+13.75%) Homeowner's exemption	$232,800 (+3.88%) Land $39,200 Building $193,600	$232,800 (+3.88%) Land $39,200 Building $193,600
2024	$2,356.00	$224,100 Land $38,200 Building $185,900	$224,100 Land $38,200 Building $185,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Midco Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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