15601 Garnet Way, Saint Paul, MN 55124 Property Records

Dakota County property record for 15601 Garnet Way, Saint Paul, MN 55124

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,254 sqft · built 1993
Lot Size	20 acres (892,305 sqft)
Owner	Company Name on Record
Last Sale	$143,000 (Jan 2017)
Tax Bill	$2,924 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-16700-04-046`

Property Details

APN / Parcel Number

Primary APN	`01-16700-04-046`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,254 sqft Living Area
Gross Area	1,320 sqft
1st Floor Area	792 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	892,305 sqft (20 acres)
Garage Type	Attached
Garage Area	66 sqft

Location & Zoning

Street Address	15601 GARNET WAY
City	SAINT PAUL
State	MN
Zip	55124-5156
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CEDAR POINTE 5 2 CEDAR POINTE CARRIAGE HOMES FILE #117 UNIT #46 1/204 INT BEING PT OF LOTS 1 THRU 5 BLK 1 & LOTS 1 THRU 4 BLK 2 & OUTLOTS A & B CEDAR POINTE & LOTS 1 THRU 3 BLK 1 & LOTS 1 THRU 5 BLK 2 & OUTLOT A CEDAR POINTE 2ND
Legal Subdivision	CEDAR POINTE
Legal Block	4
Legal Lot Number	46
Legal Unit	46
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	2
Census Block	2002
Census Tract	60828

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14708 WOODHAVEN RD, MINNETONKA, MN 55345-2364
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2024	Deed of Trust, Mortgage · SBA Mortgage BRIDGEWATER BANK
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
May 22, 2018	Deed of Trust, Mortgage · Commercial Mortgage AMERICANA COMMUNITY BANK
Mar 22, 2021	Transfer on Death Deed, Transfer
Jan 12, 2017	Warranty Deed, Transfer · Commercial Mortgage AMERICANA COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2017 · Amount on Record
Deed Sale	Jan 12, 2017 · Amount on Record
Prior Sale	Nov 7, 2007 · Amount on Record
Deed Document Number	20173171972
Last Transfer Date	Mar 19, 2021
Transfer Doc	0003449034
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	15601 GARNET WAY, APPLE VALLEY, MN 55124-5156
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003642086
Date	Aug 20, 2024
Instrument	3642086

Lender

Name	BRIDGEWATER BANK
Type	Bank
Address	MINNEAPOLIS, MN 55416

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 5, 2034

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	15601 GARNET WAY, APPLE VALLEY, MN 55124-5156
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003374089
Date	Jun 2, 2020
Instrument	3374089

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	15601 GARNET WAY, APPLE VALLEY, MN 55124-5156
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003251481
Date	May 22, 2018
Instrument	3251481

Lender

Name	AMERICANA COMMUNITY BANK
Type	Bank
Address	MAPLE GROVE, MN 55311

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 30, 2033

March 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DAKOTA MN
Recording Date	Mar 22, 2021
Property Address	15601 GARNET WAY, APPLE VALLEY, MN 55124-5156
Document Number	0003449034
Instrument Date	Mar 19, 2021
Instrument	3449034
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14708 WOODHAVEN RD, MINNETONKA, MN 55345-2364

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jan 12, 2017
Property Address	15601 GARNET WAY, APPLE VALLEY, MN 55124-5156
Document Number	0003171972
Instrument Date	Jan 10, 2017
Instrument	3171972
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$471.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 FAIRFIELD CT, MINNETONKA, MN 55305-1403

Mortgage

Document Number	0003171973
Date	Jan 12, 2017
Instrument	3171973

Lender

Name	AMERICANA COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 10, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,924.00 (+17.05%)	$232,800 (+3.88%) Land $39,200 Building $193,600	$232,800 (+3.88%) Land $39,200 Building $193,600
2024	$2,498.00	$224,100 Land $38,200 Building $185,900	$224,100 Land $38,200 Building $185,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Midco Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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