15574 Garnet Way, Saint Paul, MN 55124 Property Records

Dakota County property record for 15574 Garnet Way, Saint Paul, MN 55124

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,346 sqft · built 1993
Lot Size	20 acres (892,305 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jul 2021)
Tax Bill	$3,058 (2025)
Deeds & Mortgages	Apr 2023 Transfer Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-16700-04-012`

Property Details

APN / Parcel Number

Primary APN	`01-16700-04-012`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,346 sqft Living Area
Gross Area	1,533 sqft
1st Floor Area	894 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	892,305 sqft (20 acres)
Garage Type	Attached
Garage Area	187 sqft

Location & Zoning

Street Address	15574 GARNET WAY
City	SAINT PAUL
State	MN
Zip	55124-5157
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CEDAR POINTE 5 2 CEDAR POINTE CARRIAGE HOMES FILE #117 UNIT #12 1/204 INT BEING PT OF LOTS 1 THRU 5 BLK 1 & LOTS 1 THRU 4 BLK 2 & OUTLOTS A & B CEDAR POINTE & LOTS 1 THRU 3 BLK 1 & LOTS 1 THRU 5 BLK 2 & OUTLOT A CEDAR POINTE 2ND
Legal Subdivision	CEDAR POINTE
Legal Block	4
Legal Lot Number	12
Legal Unit	12
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	2
Census Block	2002
Census Tract	60828

Owner

Source: Dakota County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	15574 GARNET WAY, 12, SAINT PAUL, MN 55124-5157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Quit Claim Deed, Transfer GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY LLC
Jul 7, 2021	Warranty Deed, Transfer · Conventional Mortgage THINK MUTUAL BANK
Sep 23, 2019	Warranty Deed, Transfer · ARM WINGS FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2021 · Amount on Record
Deed Sale	Jul 7, 2021 · Amount on Record
Prior Sale	Sep 23, 2019 · Amount on Record
Deed Document Number	20213474971
Prior Transfer Date	Dec 20, 2012
Prior Transfer Doc	0002917073
Record Updated	Oct 29, 2026

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAKOTA MN
Recording Date	Apr 24, 2023
Property Address	15574 GARNET WAY, APPLE VALLEY, MN 55124-5157
Document Number	0003584564
Instrument Date	Apr 17, 2023
Instrument	3584564
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15574 GARNET WAY # 12, 12, APPLE VALLEY, MN 55124-5157

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jul 7, 2021
Property Address	15574 GARNET WAY, APPLE VALLEY, MN 55124-5157
Document Number	0003474971
Instrument Date	Jun 29, 2021
Instrument	3474971
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15574 GARNET WAY # 12, 12, APPLE VALLEY, MN 55124-5157

Mortgage

Document Number	0003474972
Date	Jul 7, 2021
Instrument	3474972

Lender

Name	THINK MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Sep 23, 2019
Property Address	15574 GARNET WAY, APPLE VALLEY, MN 55124-5157
Document Number	0003327937
Instrument Date	Jul 11, 2019
Instrument	3327937
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	GUARDIAN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	15574 GARNET WAY # 12, 12, SAINT PAUL, MN 55124-5157

Mortgage

Document Number	0003327938
Date	Sep 23, 2019
Instrument	3327938

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	8.25%

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,058.00 (+14.62%) Homeowner's exemption	$261,000 (+4.61%) Land $43,100 Building $217,900	$261,000 (+4.61%) Land $43,100 Building $217,900
2024	$2,668.00	$249,500 Land $42,000 Building $207,500	$249,500 Land $42,000 Building $207,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Midco Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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