15646 Cathedral Way, Ramona, CA 92065 Property Records

San Diego County property record for 15646 Cathedral Way, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,377 sqft · built 1999
Lot Size	0.504 acres (21,951 sqft)
Owner	Individual Name on File
Last Sale	$371,000 (Sep 2001)
Tax Bill	$6,735 (2025)
Deeds & Mortgages	Sep 2026 Transfer Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`288-643-22-00`

Property Details

APN / Parcel Number

Primary APN	`288-643-22-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,377 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	21,951 sqft (0.504 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	15646 CATHEDRAL WAY
City	RAMONA
State	CA
Zip	92065-4839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 213 TR 007980
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007980
Legal Block	1
Legal Lot Number	213
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1004
Census Tract	20811

Owner

15646 Cathedral Way is owned and occupied by an individual who acquired it in September 2026.

Source: San Diego County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	15646 CATHEDRAL WAY, RAMONA, CA 92065-4839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Affidavit of Death of Trustee, Transfer
Jun 29, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2001 · Amount on File
Deed Sale	Sep 6, 2001 · Amount on File
Prior Sale	Sep 2, 1998 · Amount on File
Deed Document Number	2001636868
Last Transfer Date	Sep 21, 2026
Transfer Doc	0000280827
Record Updated	Oct 29, 2026

September 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2026
Property Address	15646 CATHEDRAL WAY, RAMONA, CA 92065-4839
Document Number	0000280827
Instrument Date	Sep 21, 2026
Instrument	2026280827
Transaction Type	Transfer
Record Updated	Oct 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15646 CATHEDRAL WAY, RAMONA, CA 92065-4839

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2022
Property Address	15646 CATHEDRAL WAY, RAMONA, CA 92065-4839
Document Number	0000267407
Map Reference	MAP 7980
Instrument Date	Jun 29, 2022
Instrument	2022-0267407
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	15646 CATHEDRAL WAY, RAMONA, CA 92065-4839

Tax Assessment & Valuation

The 2025 property tax bill for 15646 Cathedral Way was $6,735.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$559,019 (+2%) Land $138,131 Building $420,888
2025	$6,735.00 Homeowner's exemption	$548,059 Land $135,423 Building $412,636
2023	$6,305.00 (-1.64%) Homeowner's exemption	$526,779 Land $130,165 Building $396,614
2022	$6,410.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15646 Cathedral Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15646 Cathedral Way is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 82% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cathedral Way

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