San Diego County property record for 15633 Cathedral Way, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,529 sqft · built 1991 |
| Lot Size | 0.454 acres (19,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $406,000 (Aug 2013) |
| Tax Bill | $6,203 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-644-06-00 |
| Primary APN | 288-644-06-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,529 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 19,792 sqft (0.454 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 15633 CATHEDRAL WAY |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 208 TR 007980 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007980 |
| Legal Block | 1 |
| Legal Lot Number | 208 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20811 |
15633 Cathedral Way is owned and occupied by two individuals who acquired it in March 2021.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15633 CATHEDRAL WAY, RAMONA, CA 92065-4811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2022 | Deed of Trust, Mortgage · VA Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Nov 18, 2019 | Deed of Trust, Mortgage · VA Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2013 · Amount on File |
| Deed Sale | Aug 27, 2013 · Amount on File |
| Prior Sale | Dec 12, 2008 · Amount on File |
| Deed Document Number | 2013533970 |
| Last Transfer Date | Mar 15, 2021 |
| Transfer Doc | 0000220874 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 15633 CATHEDRAL WAY, RAMONA, CA 92065-4811 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 15633 CATHEDRAL WAY, RAMONA, CA 92065-4811 |
| Document Number | 0000041926 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 2022-0041926 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 15633 CATHEDRAL WAY, RAMONA, CA 92065-4811 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|
| Document Number | 0000534784 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 2019-0534784 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 15633 Cathedral Way was $6,203 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $507,642 (+2%) Land $208,261 Building $299,381 | |
| 2025 | $6,203.00 Homeowner's exemption | $497,689 Land $204,178 Building $293,511 |
| 2023 | $5,794.00 (-1.91%) Homeowner's exemption | $478,364 Land $196,250 Building $282,114 |
| 2022 | $5,907.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 15633 Cathedral Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2010–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15633 Cathedral Way is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 82% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: AT&T, Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures