15620 Cathedral Way, Ramona, CA 92065 Property Records

San Diego County property record for 15620 Cathedral Way, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,641 sqft · built 1987
Lot Size	0.482 acres (21,008 sqft)
Owner	Individual Name on File
Last Sale	$610,000 (Apr 2021)
Tax Bill	$7,921 (2025)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`288-643-38-00`

Property Details

APN / Parcel Number

Primary APN	`288-643-38-00`
Alternative APN	`2886433600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,641 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	21,008 sqft (0.482 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2886433600
Street Address	15620 CATHEDRAL WAY
City	RAMONA
State	CA
Zip	92065-4812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 196 DOC89-601370 IN LOT 209&(EX DOC89-601369)ALL OF TR 007980
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007980
Legal Block	1
Legal Lot Number	196,2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1004
Census Tract	20811

Owner

15620 Cathedral Way is owned and occupied by an individual who bought it in April 2021.

Source: San Diego County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	161 RIO VERDE DR, SALINAS, CA 93901-2919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Apr 16, 2021	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Prior Sale	Nov 3, 2015 · Amount on File
Deed Document Number	2021298304
Prior Transfer Date	Apr 21, 1994
Prior Transfer Doc	0000294780
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 16, 2021
Property Address	15620 CATHEDRAL WAY, RAMONA, CA 92065-4812
Document Number	0000298305
Map Reference	MAP 7980
Instrument Date	Apr 2, 2021
Instrument	2021-0298305
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2255 HILL RD APT 16, 16, SAINT GEORGE, UT 84790-8376

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 16, 2021
Property Address	15620 CATHEDRAL WAY, RAMONA, CA 92065-4812
Document Number	0000298304
Map Reference	MAP 7960
Instrument Date	Jan 29, 2021
Instrument	2021-0298304
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	DSF2255 HILL ROAD #16 # 16, 16, SAINT GEORGE, UT 84790

Mortgage

Document Number	0000298306
Date	Apr 16, 2021
Instrument	2021-0298306

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 23, 2020
Property Address	15620 CATHEDRAL WAY, RAMONA, CA 92065-4812
Document Number	0000827803
Map Reference	MAP 7980
Instrument Date	Aug 18, 2020
Instrument	2020-0827803
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15620 CATHEDRAL WAY, RAMONA, CA 92065-4812

Mortgage

Document Number	0000827804
Date	Dec 23, 2020
Instrument	2020-0827804

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Sep 1, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 23, 2020
Property Address	15620 CATHEDRAL WAY, RAMONA, CA 92065-4812
Document Number	0000827805
Instrument Date	Aug 18, 2020
Instrument	827805
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	15620 CATHEDRAL WAY RAMONA CA 920654812, RAMONA, CA 92065-4812

Tax Assessment & Valuation

The 2025 property tax bill for 15620 Cathedral Way was $7,921 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$673,483 (+2%) Land $211,655 Building $461,828
2025	$7,921.00 Homeowner's exemption	$660,278 Land $207,505 Building $452,773
2023	$7,442.00 (-1.17%) Homeowner's exemption	$634,642 Land $199,449 Building $435,193
2022	$7,530.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15620 Cathedral Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15620 Cathedral Way is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 82% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cathedral Way

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