FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
15668 CATHEDRAL WAY, RAMONA, CA 92065-4840
Mortgage
Document Number
0000170316
Date
Mar 4, 2021
Instrument
2021-0170316
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Address
PONTIAC, MI 48341
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Mar 1, 2051
March 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
15668 CATHEDRAL WAY, RAMONA, CA 92065-4840
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
FIRST AMERICAN TTL SAN DIEGO
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000110925
Date
Mar 3, 2020
Instrument
2020-0110925
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Address
PONTIAC, MI 48341
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Mar 1, 2050
August 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
15668 CATHEDRAL WAY, RAMONA, CA 92065-4840
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
FIRST AMERICAN TITLE COMPANY
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000328960
Date
Aug 6, 2019
Instrument
2019-0328960
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Bank
Address
PONTIAC, MI 48341
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Sep 1, 2049
September 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
15668 CATHEDRAL WAY, RAMONA, CA 92065-4840
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
15668 CATHEDRAL WAY, RAMONA, CA 92065-4840
Mortgage
Document Number
0000513864
Date
Sep 3, 2020
Instrument
2020-0513864
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Address
PONTIAC, MI 48341
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Sep 1, 2050
February 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Feb 24, 2017
Property Address
15668 CATHEDRAL WAY, RAMONA, CA 92065-4840
Document Number
0000090093
Map Reference
MAP7980
Instrument Date
Feb 1, 2017
Instrument
2017-0090093
Transaction Type
Transfer
Record Updated
Aug 24, 2021
Title Company
WESTERN RESOURCES TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
15668 CATHEDRAL WAY, RAMONA, CA 92065-4840
Mortgage
Document Number
0000090094
Date
Feb 24, 2017
Instrument
2017-0090094
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Mar 1, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 15668 Cathedral Way was $7,910 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Unified School District
Ramona City Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$672,387 (+2%)Land $190,058Building $482,329
2025
$7,910.00Homeowner's exemption
$659,204Land $186,332Building $472,872
2023
$7,431.00 (-1.18%)Homeowner's exemption
$633,608Land $179,098Building $454,510
2022
$7,520.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 15668 Cathedral Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
1 in force
Nearby Flood Claims
3 (2010–2015)
Claims Outside the SFHA
3 of 3
Most Recent Claim
Jul 2015 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 15668 Cathedral Way is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Extreme above 95% of the US · above 82% of California
Wildfire Likelihood
2% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source
Purchased surface water from several systems
Last State Inspection
Oct 2022
Lead
2 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025