Saginaw County property record for 15639 Ithaca Rd, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,508 sqft · built 1999 |
| Lot Size | 10.1 acres (440,479 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Nov 2023) |
| Tax Bill | $3,115 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-10-2-10-2013-000 |
| Primary APN | 08-10-2-10-2013-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,508 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 440,479 sqft (10.1 acres) |
| Lot Dimensions | 1,940 ft deep x 223 ft wide |
| Porch | Covered Porch |
| Porch Area | 940 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 15639 ITHACA RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-9743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 223 FT OF E 1115 FT OF N 3/4 OF E 1/2 OF NW 1/4 10.11 ACRES SEC 10 T10N R2E |
| Legal Range | 02E |
| Legal Township | 10N |
| Legal Section | 10 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRANT |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 12400 |
15639 Ithaca Rd is owned and occupied by an individual who bought it in November 2023.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3691 WALNUT WOOD, WHITE LAKE, MI 48383-1077 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2023 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Apr 24, 2023 | Intrafamily Transfer, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2023 · Amount on File |
| Deed Sale | Nov 16, 2023 · Amount on File |
| Prior Sale | Apr 24, 2023 |
| Deed Document Number | 202324869 |
| Prior Transfer Date | Apr 7, 2023 |
| Prior Transfer Doc | 0000010102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 16, 2023 |
| Property Address | 15639 ITHACA RD, SAINT CHARLES, MI 48655-9743 |
| Document Number | 0000024869 |
| Instrument Date | Nov 8, 2023 |
| Instrument | 2023024869 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,612.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15639 ITHACA RD, SAINT CHARLES, MI 48655-9743 |
| Name | Verified Name |
|---|---|
| Address | 3691 WALNUT WOOD, WHITE LAKE, MI 48383-1077 |
| Document Number | 0000024870 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 2023024870 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 24, 2023 |
| Property Address | 15639 ITHACA RD, SAINT CHARLES, MI 48655-9743 |
| Document Number | 0000010102 |
| Instrument Date | Apr 7, 2023 |
| Instrument | 2023010102 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15639 ITHACA RD, SAINT CHARLES, MI 48655-9743 |
| Name | Verified Name |
|---|---|
| Address | 15639 ITHACA RD, SAINT CHARLES, MI 48655-9743 |
| Document Number | 0000010103 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 2023010103 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2038 |
The 2025 property tax bill for 15639 Ithaca Rd was $3,115 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Brant Township |
| Unified School District | St. Charles Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,700 | $219,400 | |
| 2025 | $3,115.00 Homeowner's exemption | ||
| 2023 | $84,800 | $169,600 | |
| 2022 | $1,814.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 15639 Ithaca Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2008–2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15639 Ithaca Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
5G and 4G LTE (outdoors only)
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