15601 Ithaca Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 15601 Ithaca Rd, Saint Charles, MI 48655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,544 sqft · built 1985
Lot Size	10.1 acres (440,043 sqft)
Owner	Individual Name on Record
Last Sale	$207,500 (Sep 2018)
Tax Bill	$4,322 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-10-2-10-2001-001`

Property Details

APN / Parcel Number

Primary APN	`08-10-2-10-2001-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	4 Stories
Building Area	2,544 sqft Living Area
1st Floor Area	1,584 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	440,043 sqft (10.1 acres)
Lot Dimensions	1,940 ft deep x 223 ft wide
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	72 sqft
Deck Area	Deck Area
Patio Area	360 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	15601 ITHACA RD
City	SAINT CHARLES
State	MI
Zip	48655-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 223 FT OF E 669 FT OF N 3/4 OF E 1/2 OF NW 1/4 10.10 ACRES SEC 10 T10N R2E
Legal Range	02E
Legal Township	10N
Legal Section	10
Legal Subdivision	N75 OF E2 OF NW4 OF S10T10NR2E
Jurisdiction	SAGINAW MI
Township / Civil Division	BRANT
Census Block Group	1
Census Block	1019
Census Tract	12400

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15601 ITHACA RD, SAINT CHARLES, MI 48655-9743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU
Sep 12, 2018	Warranty Deed, Transfer · Conventional Mortgage FRANKENMUTH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2018 · Amount on Record
Deed Sale	Sep 12, 2018 · Amount on Record
Deed Document Number	201823740
Prior Transfer Date	Feb 17, 2013
Prior Transfer Doc	0000007780
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	15601 ITHACA RD, SAINT CHARLES, MI 48655-9743
Document Number	0000024254
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15601 ITHACA RD ST CHARLES MI 486559743, ST CHARLES, MI 48655-9743

Mortgage

Document Number	0000024254
Date	Sep 26, 2019
Instrument	24254

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 12, 2018
Property Address	15601 ITHACA RD, SAINT CHARLES, MI 48655-9743
Document Number	0000023740
Instrument Date	Aug 27, 2018
Instrument	23740
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15601 ITHACA RD ST CHARLES MI 486559743, ST CHARLES, MI 48655-9743

Mortgage

Document Number	23741
Date	Sep 12, 2018
Instrument	23741

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2048

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brant Township
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,000 (+30.01%)	$350,000 (+30.01%)
2025	$4,322.00 (+21.68%) Homeowner's exemption
2023		$134,600	$269,200
2022	$3,552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2008–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

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