15786 Ithaca Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 15786 Ithaca Rd, Saint Charles, MI 48655

Property Summary

Property Type	Single Family Home
Details	3 bd · built 1998
Lot Size	4.64 acres (202,206 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Nov 2023)
Tax Bill	$209 (2025)
Deeds & Mortgages	Nov 2023 Sale Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-10-2-03-3004-000`

Property Details

APN / Parcel Number

Primary APN	`08-10-2-03-3004-000`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	202,206 sqft (4.64 acres)
Lot Dimensions	847 ft deep x 230 ft wide
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	15786 ITHACA RD
City	SAINT CHARLES
State	MI
Zip	48655-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 800 FT OF E 230 FT OF SW 1/4 OF SW 1/4 4.23 ACRES SEC 3 T10N R2E
Legal Range	02E
Legal Township	10N
Legal Section	03
Jurisdiction	SAGINAW MI
Township / Civil Division	BRANT
Census Block Group	1
Census Block	1015
Census Tract	12400

Owner

Source: Saginaw County records · APN 08-10-2-03-3004-000

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15791 ITHACA RD, SAINT CHARLES, MI 48655-9743
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Warranty Deed, Transfer
Jun 30, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 13, 2023 · Amount on Record
Deed Sale	Nov 13, 2023 · Amount on Record
Prior Sale	Jul 27, 2004 · Amount on Record
Deed Document Number	202324606
Prior Transfer Date	Jan 12, 2004
Prior Transfer Doc	0007193799
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 13, 2023
Property Address	15786 ITHACA RD, SAINT CHARLES, MI 48655-9743
Document Number	0000024606
Instrument Date	Oct 30, 2023
Instrument	2023024606
Transaction Type	Transfer
Record Updated	Dec 04, 2023

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2205 N CLINTON ST, SAGINAW, MI 48602-5013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15791 ITHACA RD, SAINT CHARLES, MI 48655-9743

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Jun 30, 2022
Property Address	15786 ITHACA RD, SAINT CHARLES, MI 48655-9743
Document Number	0000018737
Instrument Date	Jun 23, 2022
Instrument	2022018737
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2205 N CLINTON ST, 2205, SAGINAW, MI 48602-5013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 N CLINTON ST, SAGINAW, MI 48602-5013

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brant Township
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,500 (-1.6%)	$37,000 (-1.6%)
2025	$209.00 (-78.65%)
2023		$18,800	$37,600
2022	$979.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2008–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Based on FCC filings for 13 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ithaca Rd

Nearby Streets

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