Saginaw County property record for 15521 Ithaca Rd, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,072 sqft · built 1974 |
| Lot Size | 10.1 acres (440,043 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $309,000 (Jul 2025) |
| Tax Bill | $2,741 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-10-2-10-2003-000 |
| Primary APN | 08-10-2-10-2003-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,072 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Tri-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 440,043 sqft (10.1 acres) |
| Lot Dimensions | 1,940 ft deep x 223 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 262 sqft |
| Deck Area | Deck Area |
| Patio Area | 1,873 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 15521 ITHACA RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-8752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 223 FT OF N 3/4 OF E 1/2 OF NW 1/4 -- 10.10 ACRES SEC 10 T10N R2E |
| Legal Range | 02E |
| Legal Township | 10N |
| Legal Section | 10 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRANT |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 12400 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1870 HEMMETER RD, SAGINAW, MI 48638-4672 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2025 · Amount on Record |
| Deed Sale | Jul 25, 2025 · Amount on Record |
| Deed Document Number | 202518029 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 15521 ITHACA RD, SAINT CHARLES, MI 48655-8752 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15521 ITHACA RD, SAINT CHARLES, MI 48655-8752 |
| Document Number | 0000002079 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 2026002079 |
| Name | JOLT CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | 6180 STATE ST, SAGINAW, MI 48603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2036 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Brant Township |
| Unified School District | St. Charles Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,000 | $274,000 | |
| 2025 | $2,741.00 (+1,512.35%) Homeowner's exemption | ||
| 2022 | $170.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2008–2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
5G and 4G LTE (outdoors only)
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