1560 Ave Ladera, El Cajon, CA 92020 Property Records

San Diego County property record for 1560 Ave Ladera, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,255 sqft · built 1969
Lot Size	0.377 acres (16,400 sqft)
Owner	2 Individual Names on File
Last Sale	$1,275,000 (Jul 2023)
Tax Bill	$16,645 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2021 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`482-400-31-00`

Property Details

APN / Parcel Number

Primary APN	`482-400-31-00`
Alternative APN	`4823900300`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,255 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	16,400 sqft (0.377 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport

Location & Zoning

Old Parcel Number	4823900300
Street Address	1560 AVENIDA LADERA
City	EL CAJON
State	CA
Zip	92020-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 35 TR 005739
Legal Subdivision	FLETCHER HILLS
Legal Tract	005739
Legal Block	2
Legal Lot Number	35
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	16201

Owner

1560 Ave Ladera is owned and occupied by two individuals who bought it in July 2023.

Source: San Diego County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1560 AVENIDA LADERA, EL CAJON, CA 92020-1304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Grant Deed, Transfer · Conventional Mortgage WORLD WIDE CREDIT CORP
Aug 3, 2021	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Mar 5, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
Mar 30, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Mar 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
Oct 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
May 26, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage MISSION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Prior Sale	Feb 24, 2014 · Amount on File
Deed Document Number	2023179933
Prior Transfer Date	Feb 26, 2021
Prior Transfer Doc	0000175617
Record Updated	Oct 29, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 10, 2023
Property Address	1560 AVENIDA LADERA, EL CAJON, CA 92020-1304
Document Number	0000179933
Map Reference	MAP 5739
Instrument Date	Jun 23, 2023
Instrument	2023-0179933
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1560 AVENIDA LADERA, EL CAJON, CA 92020-1304

Mortgage

Document Number	0000179934
Date	Jul 10, 2023
Instrument	2023-0179934

Lender

Name	WORLD WIDE CREDIT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1560 AVENIDA LADERA, EL CAJON, CA 92020-1304
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1560 AVENIDA LADERA, EL CAJON, CA 92020-1304

Mortgage

Document Number	0000551832
Date	Aug 3, 2021
Instrument	2021-0551832

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 5, 2021
Property Address	1560 AVENIDA LADERA, EL CAJON, CA 92020-1304
Document Number	0000175619
Map Reference	MAP 5739
Instrument Date	Feb 26, 2021
Instrument	2021-0175619
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1560 AVENIDA LADERA, EL CAJON, CA 92020-1304

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 5, 2021
Property Address	1560 AVENIDA LADERA, EL CAJON, CA 92020-1304
Document Number	0000175617
Map Reference	MAP 5739
Instrument Date	Feb 26, 2021
Instrument	2021-0175617
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1560 AVENIDA LADERA, EL CAJON, CA 92020-1304

Mortgage

Document Number	0000175618
Date	Mar 5, 2021
Instrument	2021-0175618

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 30, 2020
Property Address	1560 AVENIDA LADERA, EL CAJON, CA 92020-1304
Document Number	0000163585
Instrument Date	Mar 23, 2020
Instrument	163585
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1560 AVENIDA LADERA EL CAJON CA 920201304, EL CAJON, CA 92020-1304

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 30, 2020
Property Address	1560 AVENIDA LADERA, EL CAJON, CA 92020-1304
Document Number	0000163583
Map Reference	MAP 5739
Instrument Date	Mar 23, 2020
Instrument	2020-0163583
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1560 AVENIDA LADERA, EL CAJON, CA 92020-1304

Mortgage

Document Number	0000163584
Date	Mar 30, 2020
Instrument	2020-0163584

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 20, 2017
Property Address	1560 AVENIDA LADERA, EL CAJON, CA 92020-1304
Document Number	0000488951
Instrument Date	Oct 18, 2017
Instrument	488951
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1560 AVENIDA LADERA EL CAJON CA 920201304, EL CAJON, CA 92020-1304

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2017
Property Address	1560 AVENIDA LADERA, EL CAJON, CA 92020-1304
Document Number	0000238548
Map Reference	MAP5739
Instrument Date	May 19, 2017
Instrument	2017-0238548
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TITLE CO SD

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1560 AVENIDA LADERA, EL CAJON, CA 92020-1304

Mortgage

Document Number	0000238549
Date	May 26, 2017
Instrument	2017-0238549

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1560 Ave Ladera was $16,645 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,326,510 (+2%) Land $624,240 Building $702,270
2025	$16,645.00 Homeowner's exemption	$1,300,500 Land $612,000 Building $688,500
2023	$9,089.00 (-6.67%) Homeowner's exemption	$683,383 (+2%) Land $117,085 Building $566,298
2022	$9,739.00 Homeowner's exemption	$669,985 Land $114,790 Building $555,195

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1560 Ave Ladera in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1560 Ave Ladera is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Ave Ladera

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures