San Diego County property record for 1605 Ave Ladera, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,251 sqft · built 1969 |
| Lot Size | 0.223 acres (9,700 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $525,000 (Oct 2014) |
| Tax Bill | $8,650 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 482-400-22-00 |
| Primary APN | 482-400-22-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,251 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Conventional |
| Lot Area | 9,700 sqft (0.223 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 4823901100 |
|---|---|
| Street Address | 1605 AVENIDA LADERA |
| City | EL CAJON |
| State | CA |
| Zip | 92020-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 60 TR 005739 |
| Legal Subdivision | FLETCHER HILLS |
| Legal Tract | 005739 |
| Legal Block | 2 |
| Legal Lot Number | 60 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 16201 |
1605 Ave Ladera is owner-occupied and held in a trust since October 2014.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1605 AVENIDA LADERA, EL CAJON, CA 92020-1305 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2014 · Amount on File |
| Deed Sale | Oct 3, 2014 · Amount on File |
| Prior Sale | Aug 31, 1994 · Amount on File |
| Deed Document Number | 2014430320 |
| Prior Transfer Date | Jun 16, 1994 |
| Prior Transfer Doc | 0000521459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1605 AVENIDA LADERA, EL CAJON, CA 92020-1305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000267101 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 2020-0267101 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1605 AVENIDA LADERA, EL CAJON, CA 92020-1305 |
| Document Number | 0000302584 |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1605 AVENIDA LADERA EL CAJON CA 920201305, EL CAJON, CA 92020-1305 |
| Document Number | 0000302584 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 302584 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 24, 2049 |
The 2025 property tax bill for 1605 Ave Ladera was $8,650.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $643,581 (+2%) Land $277,904 Building $365,677 | |
| 2025 | $8,650.00 Homeowner's exemption | $630,962 Land $272,455 Building $358,507 |
| 2023 | $8,189.00 (-2.77%) Homeowner's exemption | $606,463 Land $261,876 Building $344,587 |
| 2022 | $8,422.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1605 Ave Ladera in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1605 Ave Ladera is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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