1557 Ave Ladera, El Cajon, CA 92020 Property Records

San Diego County property record for 1557 Ave Ladera, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,049 sqft · built 1969
Lot Size	0.239 acres (10,400 sqft)
Owner	2 Individual Names on File
Last Sale	$1,042,000 (Dec 2021)
Tax Bill	$14,015 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`482-400-25-00`

Property Details

APN / Parcel Number

Primary APN	`482-400-25-00`
Alternative APN	`4823901400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,049 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	10,400 sqft (0.239 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4823901400
Street Address	1557 AVENIDA LADERA
City	EL CAJON
State	CA
Zip	92020-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 63 TR 005739
Legal Subdivision	FLETCHER HILLS
Legal Tract	005739
Legal Block	2
Legal Lot Number	63
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	16201

Owner

1557 Ave Ladera is owned and occupied by two individuals who bought it in December 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1557 AVENIDA LADERA, EL CAJON, CA 92020-1303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Grant Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Dec 6, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 14, 2018	Grant Deed, Transfer LAWYERS TITLE
Dec 8, 2017	Grant Deed, Transfer · Conventional Mortgage R & R PARTNERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on File
Deed Sale	Dec 16, 2021 · Amount on File
Prior Sale	Mar 14, 2018 · Amount on File
Deed Document Number	2021848799
Prior Transfer Date	Aug 6, 1997
Prior Transfer Doc	0000390096
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 16, 2021
Property Address	1557 AVENIDA LADERA, EL CAJON, CA 92020-1303
Document Number	0000848799
Map Reference	MAP 5739
Instrument Date	Dec 1, 2021
Instrument	2021-0848799
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1557 AVENIDA LADERA, EL CAJON, CA 92020-1303

Mortgage

Document Number	0000848800
Date	Dec 16, 2021
Instrument	2021-0848800

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 6, 2018
Property Address	1557 AVENIDA LADERA, EL CAJON, CA 92020-1303
Document Number	0000501908
Instrument Date	Dec 4, 2018
Instrument	501908
Transaction Type	Transfer
Record Updated	Dec 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1557 AVENIDA LADERA EL CAJON CA 920201303, EL CAJON, CA 92020-1303

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 14, 2018
Property Address	1557 AVENIDA LADERA, EL CAJON, CA 92020-1303
Document Number	0000100763
Instrument Date	Mar 7, 2018
Instrument	100763
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$880.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 AVENIDA LADERA EL CAJON CA 920201303, EL CAJON, CA 92020-1303

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 8, 2017
Property Address	1557 AVENIDA LADERA, EL CAJON, CA 92020-1303
Document Number	0000572709
Instrument Date	Nov 29, 2017
Instrument	572709
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1557 AVENIDA LADERA EL CAJON CA 920201303, EL CAJON, CA 92020-1303
Investor	Possibly a Property Investor

Mortgage

Document Number	572710
Date	Dec 8, 2017
Instrument	572710

Lender

Name	R & R PARTNERS
Address	11622 EL ACMINO REAL # 100, SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1557 Ave Ladera was $14,015 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,127,892 (+2%) Land $586,676 Building $541,216
2025	$14,015.00 Homeowner's exemption	$1,105,777 Land $575,173 Building $530,604
2023	$13,740.00 (+3.96%) Homeowner's exemption	$1,062,840 Land $552,840 Building $510,000
2022	$13,217.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1557 Ave Ladera in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1557 Ave Ladera is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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