1516 Ave Ladera, El Cajon, CA 92020 Property Records

San Diego County property record for 1516 Ave Ladera, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,331 sqft · built 1971
Lot Size	0.363 acres (15,800 sqft)
Owner	2 Individual Names on File
Last Sale	$1,050,000 (Nov 2023)
Tax Bill	$13,471 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`482-400-04-00`

Property Details

APN / Parcel Number

Primary APN	`482-400-04-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,331 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	15,800 sqft (0.363 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1516 AVENIDA LADERA
City	EL CAJON
State	CA
Zip	92020-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 42 TR 005739
Legal Subdivision	FLETCHER HILLS
Legal Tract	005739
Legal Block	2
Legal Lot Number	42
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	16201

Owner

1516 Ave Ladera is owned and occupied by two individuals who bought it in November 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1516 AVENIDA LADERA, EL CAJON, CA 92020-1304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage LOAN PRONTO INC
Nov 7, 2023	Grant Deed, Transfer · Conventional Mortgage PRIMELENDING
Oct 12, 2018	Affidavit of Death, Transfer ATTORNEY ONLY
Oct 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2023 · Amount on File
Deed Sale	Nov 7, 2023 · Amount on File
Deed Document Number	2023308015
Prior Transfer Date	Oct 3, 2018
Prior Transfer Doc	0000424809
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1516 AVENIDA LADERA, EL CAJON, CA 92020-1304
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 AVENIDA LADERA, EL CAJON, CA 92020-1304

Mortgage

Document Number	0000107194
Date	Apr 30, 2024
Instrument	2024-0107194

Lender

Name	LOAN PRONTO INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28208

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 7, 2023
Property Address	1516 AVENIDA LADERA, EL CAJON, CA 92020-1304
Document Number	0000308015
Map Reference	MAP 5739
Instrument Date	Nov 1, 2023
Instrument	2023-0308015
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	LAWYERS TITLE COMPANY SAN DIEGO CA, LAWYERS TITLE CO SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1516 AVENIDA LADERA, EL CAJON, CA 92020-1304

Mortgage

Document Number	0000308016
Date	Nov 7, 2023
Instrument	2023-0308016

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

October 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 12, 2018
Property Address	1516 AVENIDA LADERA, EL CAJON, CA 92020-1304
Document Number	0000424808
Instrument Date	Oct 3, 2018
Instrument	424808
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1516 AVENIDA LADERA EL CAJON CA 920201304, EL CAJON, CA 92020-1304

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 12, 2018
Property Address	1516 AVENIDA LADERA, EL CAJON, CA 92020-1304
Document Number	0000424809
Instrument Date	Oct 3, 2018
Instrument	424809
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1516 AVENIDA LADERA EL CAJON CA 920201304, EL CAJON, CA 92020-1304

Tax Assessment & Valuation

The 2025 property tax bill for 1516 Ave Ladera was $13,471 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,092,420 (+2%) Land $780,300 Building $312,120
2025	$13,471.00 Homeowner's exemption	$1,071,000 Land $765,000 Building $306,000
2023	$2,748.00 (-3.31%) Homeowner's exemption	$162,500 Land $48,604 Building $113,896
2022	$2,842.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1516 Ave Ladera in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1516 Ave Ladera is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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