1547 Rivertrace Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1547 Rivertrace Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,075 sqft · built 2001
Lot Size	0.307 acres (13,383 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Aug 2020)
Tax Bill	$6,197 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-04-26-021262-031-75`

Property Details

APN / Parcel Number

Primary APN	`30-04-26-021262-031-75`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,075 sqft Heated Area
Gross Area	2,815 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,383 sqft (0.307 acres)
Garage Area	528 sqft
Porch	Porch
Porch Area	212 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1547 RIVERTRACE DR
City	FLEMING ISLAND
State	FL
Zip	32003-7778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 75 RIVERTRACE U 2 AS REC OR 4341 PG 1872
Legal Range	26
Legal Township	04
Legal Section	30
Legal Subdivision	RIVERTRACE
Legal Lot Number	75
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3011
Census Tract	30704

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	76020 WILLIAM BURGESS BLVD, YULEE, FL 32097-5489
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	Sep 27, 2007 · Amount on Record
Deed Document Number	2020041580
Deed Book / Page	4341 / 1872
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 17, 2020
Property Address	1547 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7778
Document Number	0043411872
Book / Page	4341 / 1872
Map Reference	MB 34 PG 58-66
Instrument Date	Aug 7, 2020
Instrument	2020041580
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1011 CHESTNUT CREEK DR, 1011, VILLA RICA, GA 30180-5845

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1547 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7778

Mortgage

Document Number	0043411875
Date	Aug 17, 2020
Instrument	4341/1875

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,197.00 (-21.14%)	$406,310 (+3.07%) Land $95,000 Building $311,310	$406,310 (+3.07%) Land $95,000 Building $311,310
2023	$7,858.00 (+12.58%)	$394,220 (+19.3%) Land $95,000 Building $299,220	$394,220 (+19.3%) Land $95,000 Building $299,220
2022	$6,980.00	$330,447 Land $95,000 Building $235,447	$330,447 Land $95,000 Building $235,447

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 128 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	128 in force
Nearby Flood Claims	19 (2016–2023)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20