Clay County property record for 1539 Rivertrace Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,402 sqft · built 2001 |
| Lot Size | 0.228 acres (9,952 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $475,000 (May 2022) |
| Tax Bill | $6,172 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Sep 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-04-26-021262-031-73 |
| Primary APN | 30-04-26-021262-031-73 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,402 sqft Heated Area |
| Gross Area | 3,030 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,952 sqft (0.228 acres) |
| Garage Area | 504 sqft |
| Porch | Porch |
| Porch Area | 124 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1539 RIVERTRACE DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 73 RIVERTRACE U 2 & PT SHADOWOOD LN (VACATED) AS REC O R4604 PG 902 |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 30 |
| Legal Subdivision | RIVERTRACE/EAGLE HARBOR |
| Legal Lot Number | 73 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 30704 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1539 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2022 | Warranty Deed, Transfer · VA Mortgage TRUIST BANK |
| Sep 5, 2018 | Loan Modification, Mortgage · FHA Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2022 · Amount on Record |
| Deed Sale | May 4, 2022 · Amount on Record |
| Prior Sale | Jun 26, 2013 · Amount on Record |
| Deed Document Number | 2022028745 |
| Deed Book / Page | 4604 / 902 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 4, 2022 |
| Property Address | 1539 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7778 |
| Document Number | 0046040902 |
| Book / Page | 4604 / 902 |
| Map Reference | MB 34 PG 58-66 |
| Instrument Date | Apr 26, 2022 |
| Instrument | 2022028745 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,325.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1539 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7778 |
| Document Number | 0004604904 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 4604/904 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1539 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7778 |
| Document Number | 0041241422 |
| Instrument Date | Sep 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1539 RIVERTRACE DR FLEMING ISLAND FL 320037778, FLEMING ISLAND, FL 32003-7778 |
| Document Number | 0041241422 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 004124/001422 |
| Instrument | 49321 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2048 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,172.00 (-23.74%) Homeowner's exemption | $444,813 (+3.12%) Land $95,000 Building $349,813 | $444,813 (+3.12%) Land $95,000 Building $349,813 |
| 2023 | $8,093.00 (+65.7%) Homeowner's exemption | $431,373 (+81.92%) Land $95,000 Building $336,373 | $431,373 (+19.85%) Land $95,000 Building $336,373 |
| 2022 | $4,884.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $237,123 | $359,918 Land $95,000 Building $264,918 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 128 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 128 in force |
| Nearby Flood Claims | 19 (2016–2023) |
| Claims Outside the SFHA | 2 of 19 |
| Most Recent Claim | Dec 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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