Orange County property record for 15528 Sandfield Loop, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,126 sqft · built 2013 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Mar 2020) |
| Tax Bill | $4,331 (2025) |
| Deeds & Mortgages | Jun 2019 Line of Credit Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-23-27-4644-00-070 |
| Primary APN | 08-23-27-4644-00-070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,126 sqft Living Area |
| Gross Area | 4,030 sqft |
| 1st Floor Area | 3,126 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,999 sqft (0.207 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 442 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 15528 SANDFIELD LOOP |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-9801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | RESERVE AT CARRIAGE POINTE PHASE 1 78/117 LOT 7 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 08 |
| Legal Subdivision | RESERVE AT CARRIAGE POINTE PH 1 |
| Legal Phase | 1 |
| Legal Tract | 4644 |
| Legal Lot Number | 7 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 17113 |
Source: Orange County records · APN 08-23-27-4644-00-070
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15528 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2019 | Deed of Trust, Mortgage · Line of Credit PARTNERS FCU |
| Mar 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 13, 2020 · Amount on Record |
| Deed Sale | Mar 13, 2020 · Amount on Record |
| Prior Sale | Dec 10, 2013 · Amount on Record |
| Deed Document Number | 2020165059 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 15528 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9801 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000363996 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | 20190363996 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 12, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 13, 2020 |
| Property Address | 15528 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9801 |
| Document Number | 0000165059 |
| Instrument Date | Mar 09, 2020 |
| Instrument | 165059 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15528 SANDFIELD LOOP WINTER GARDEN FL 347879801, WINTER GARDEN, FL 34787-9801 |
| Document Number | 165060 |
|---|---|
| Date | Mar 13, 2020 |
| Instrument | 165060 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501-2026 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 12, 2035 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,647 (+2.7%) | $595,320 (-8.4%) Land $110,000 Building $485,320 | |
| 2025 | $4,331.00 (+5.3%) Homeowner's exemption | $306,375 (+5.99%) | $649,910 (+20.37%) Land $110,000 Building $539,910 |
| 2024 | $4,113.00 (+3.76%) | ||
| 2023 | $3,964.00 (+5.23%) Homeowner's exemption | $289,069 (+4.81%) | $539,907 (+18.21%) Land $110,000 Building $429,907 |
| 2022 | $3,767.00 Homeowner's exemption | $275,795 | $456,745 Land $100,000 Building $356,745 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 77 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 77 in force |
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
May also be available: Court Square Capital Partners, Lumen Technologies.
Based on FCC filings for 182 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | OCUD/SOUTHERN WATER SYS (5 WPS) |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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